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2178 Lagerwey Circle, Lynden, WA, 98264

4beds
3baths
2,073sqft
$729,500
$352price/sqft
$4,408/moest. monthly cost
$176,320/yrincome needed

About This Home

Just completed new construction home in one of Lynden’s newest developments. This home features 4 bedrooms,2.5 bathrooms, gaming area upstairs, covered patio, 2 car garage all situated on a 7322 sq ft lot. Quartz countertops throughout, stainless steel appliances, natural gas range and fireplace. Come see this one today.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
5/10
Lynden Middle SchoolGrades 6-80.5 mi
6/10
Lynden High SchoolGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete,See Remarks,Slab
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: VMC Inc

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Water Heater Location: Garage

Bathroom Full

  • Level: Garage

Bedroom

  • Area: 120
  • Dimensions: 12 x 10

Bedroom

  • Area: 120
  • Dimensions: 12 x 10

Bedroom

  • Level: Garage
  • Area: 120
  • Dimensions: 12 x 10

Bedroom

  • Level: Garage
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bath Off Primary
  • Flooring: Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Lower Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Electric,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 2,073
  • Total interior livable area: 2,073 sqft

Other

  • Level: Garage

Property

Details

  • Parcel number: 4003153683930000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Bath Off Primary,Fireplace

Lot

  • Lot size: 7,322 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Avalanche
Earthquake
Inland Flooding
Ice Storm
Cold Wave
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,688$44,256
Home Insurance *$140$1,680
Property Taxes $431$5,172
Electricity $149$1,793
Total$4,408$52,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,131/yr
40% on housing$132,240/yr
45% on housing$117,546/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 98264$303
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98264$321
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-13Listed for sale$750,000
2024-03-29Sold$705,000

New Construction

AgentJared English
BrokerageCongress Realty

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