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530 E Sunset Drive #14, Bellingham, WA, 98225

2beds
1baths
1,000sqft
$639,900
$640price/sqft
$3,926/moest. monthly cost
$157,040/yrincome needed

About This Home

Welcome to your brand-new urban sanctuary in the desirable Sunset Commons neighborhood! This 2-bedroom, 1-bath cottage with an upper 110sqft loft offers bright, open-concept living with sleek modern finishes and abundant natural light. The kitchen impresses with quartz countertops, a full-height custom tile backsplash, and stainless steel appliances. The bathroom features quartz countertops and a fully tiled tub/shower combo. Additional highlights include a private oversized garage with a loft for extra storage. Perfect for those seeking a simpler, modern lifestyle, this charming cottage is close to I-5 and within walking distance to downtown Bellingham in the sunny Sunnyland neighborhood.

Getting Around

68
WalkingSomewhat Walkable
38
TransitSome Transit
80
BikeVery Bikeable

Schools

5/10
6/10
Whatcom Middle SchoolGrades 6-80.9 mi
8/10
Bellingham High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Very Good
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Greenbriar Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher(s),Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Tankless Water Heater,Garbage Disposal,Water Heater: tankless,Water Heater Location: side storage room

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Electric,Natural Gas
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3803194833420000
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceilings,Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 3,049 sqft
  • Features: Cul-De-Sac,Curbs,Paved,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm
Cold Wave
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$101$1,212
Property Taxes $441$5,292
Electricity $149$1,793
Total$3,926$47,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,605/yr
40% on housing$117,780/yr
45% on housing$104,693/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$640This listing

vs Other Active Listings

Avg $/sqft

ZIP 98225$312
Whatcom County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 98225$446
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$659,900

New Construction

AgentLynzi Cowden
BrokerageWindermere RE Whatcom, Inc.

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