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423 Estrella Doro, Monterey, CA, 93940

4beds
5baths
4,896sqft
$4,395,000
$898price/sqft
$28,210/moest. monthly cost
$1,128,400/yrincome needed

About This Home

Newly constructed 4,456 sf single-level residence with a 440 sf multiple purpose bonus space that can also be used for golf cart storage with easy roll-out to golf cart path PLUS a 400 sf detached guest house on a private 0.6-acre lot overlooking the 17th hole and surrounding mountains. Designed for comfort and sophistication, the home features soaring ceilings, expansive windows, and abundant natural light throughout. The primary suite includes a fireplace, curbless shower, walk-in closet, and more. The chef's kitchen offers a walk-in pantry and premium Thermador appliances, including a 48-inch refrigerator and range, microwave drawer, dishwasher, and built-in coffee maker. Spacious living areas include a dining room, family room with fireplace, and great room ideal for entertaining. Additional amenities include three en suite bedrooms, laundry room, mudroom with storage and secondary refrigerator, powder room, oversized three-car garage, and attic storage. Built for easy single-level living with no interior steps, plus owned solar and EV charging connections. Detached ADU includes its own address, full kitchen, bathroom, laundry, and walk-in closet.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10
Salinas High SchoolGrades 9-129.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Concrete, Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Oven/Range,Refrigerator,Dryer,Washer
  • Laundry features: Gas Dryer Hookup,Tub/Sink,Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, Tile, FullonGroundFloor, PrimaryOversizedTub

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea, DiningBar, FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,One Or More Skylights,Vaulted Ceiling(s),Open Beam Ceiling,Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Gas,Living Room,Primary Bedroom

Heating & Cooling

  • Heating features: Central Forced Air,Fireplace(s),2 plus Zones,Radiant Floor,Solar and Gas
  • Cooling features: Central Air,Zoned,Whole House Fan

Interior Area

  • Total structure area: 4,896
  • Total interior livable area: 4,896 sqft

Kitchen

  • Features: IslandwithSink, Pantry

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 173074004000
  • Zoning: Low Density Residential
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Barbecue,Courtyard,Drought Tolerant Plants

Lot

  • Lot size: 0.62 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Electric Vehicle Charging Station(s),Garage Door Opener,Golf Cart Garage,Guest,Lighted
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,223$266,676
Home Insurance *$773$9,276
Property Taxes $4,165$49,980
Electricity $1,049$12,598
Total$28,210$338,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$967,200/yr
40% on housing$846,300/yr
45% on housing$752,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$898This listing

vs Other Active Listings

Avg $/sqft

ZIP 93940$631
Monterey County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 93940$681
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$4,785,000
2024-07-25Sold$800,000
2013-03-13Sold$530,000
1999-10-01Sold$525,000

New Construction

AgentSharyn Evers
BrokerageThe Evers Group

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