16358 Moneta Rd, Moneta, VA, 24121
About This Home
Don't miss this custom-designed, fully furnished home just minutes from Hales Ford Bridge, offering easy access to shopping, dining, marinas, and all things lake life. Ideal as a primary residence, vacation retreat, or income-producing property, this stunning new construction blends modern design with high-end finishes throughout. The light-filled open layout showcases a designer kitchen with upgraded appliances, copper backsplash, and statement lighting. Enjoy seamless indoor-outdoor living with premium touches throughout. The main-level primary suite features beautiful views and private outdoor access. Upstairs includes a spacious loft, two bedrooms, and a full bath. The terrace level offers a wet bar, full bath, second laundry, rec space, bedroom, patio, and a versatile bonus room. County sewer and short-term rentals allowed by permit add flexibility and value.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer,Tankless Water Heater
- Laundry features: In Basement,Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Apartment,Exterior Entry,Finished,Full,Game Room,Heated,Interior Entry,Walk-Out Access
Bedroom2
- Level: Second
- Area: 120
Bedroom3
- Level: Second
- Area: 120
Bedroom4
- Level: Below Grade
- Area: 240
Bedroom5
- Level: Below Grade
- Area: 219.2
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Area: 0
Family Room
- Level: Second
- Area: 195.5
Features
- Apartment,Ceiling Fan(s),Drywall,Great Room,High Speed Internet,Main Level Bedroom,Primary Bed w/Bath,Tile Bath(s),Walk-In Closet(s),Wet Bar
- Window features: Insulated Windows
- Flooring: Laminate
- Number of fireplaces: 1
- Fireplace features: 1 Fireplace,Living Room
- Fireplace: Yes
- Attic: None
- Finished area below ground: 1,380
- Finished area above ground: 2,025
Great Room
- Level: Below Grade
- Area: 265.78
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Mini-Split
Interior Area
- Total structure area: 3,405
- Total interior livable area: 3,405 sqft
Kitchen
- Level: First
- Area: 231
Living Room
- Level: First
- Area: 328
Master Bedroom
- Level: First
- Area: 240
Office
- Area: 0
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 22113101
- Zoning: R1
Features
- Levels: Two
- Patio & porch: Patio,Front Porch,Rear Porch
- Exterior features: Balcony,Garden
- Has view: Yes
- View description: Mountain(s)
- On waterfront: Yes
- Waterfront features: Waterfront Property
Lot
- Lot size: 1.58 Acres
- Features: Landscaped,Secluded,Undergrnd Utilities,Near Golf Course
Parking
- Parking features: Off Street,Circular Driveway,Concrete Drive
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,124 | $133,488 |
| Home Insurance * | $635 | $7,620 |
| Property Taxes | $788 | $9,456 |
| Electricity | $327 | $3,935 |
| Total | $12,874 | $154,488 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $2,400,000 |
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