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640 Virginia St, New Meadows, ID, 83654

8beds
8baths
4,624sqft
$920,000
$199price/sqft
$5,452/moest. monthly cost
$218,080/yrincome needed

About This Home

Newly built - 2023. This 4-unit multi- family complex in the Heartland Apartment community, totaling 4,624 sq ft with four identical 2-bed/2-bath units featuring open floor plans, spacious living rooms, and gourmet kitchens equipped with stainless steel range/oven, microwave, refrigerator, and dishwasher; enjoy snow-free interior stairways, paved parking, energy-efficient design, and separately metered utilities—Purchase this single 4-plex or acquire the entire development for immediate cash flow and strong rental demand in a prime location.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Meadows Valley SchoolGrades PK-120.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Frame,Composite

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 8
  • Full bathrooms: 8

Features

  • Window features: Window Treatments

Heating

  • Heating features: Wall Heater

Interior Area

  • Total structure area: 4,624
  • Total interior livable area: 4,624 sqft

Property

Details

  • Parcel number: RPM0140001004A
  • Zoning description: Commercial
  • Special condition: Standard
  • Exclusions: Renters Personal Items

Features

  • Levels: Two Stories
  • Has view: Yes
  • View description: Mountain(s)
  • Frontage type: Road Frontage

Lot

  • Lot size: 0.33 Acres
  • Features: Surveyed

Parking

  • Parking features: Carport
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Adams County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,652$55,824
Home Insurance $258$3,096
Property Taxes $260$3,120
Electricity $282$3,392
Total$5,452$65,424

Income You'd Need if You Spent...

35% on housing$186,925/yr
40% on housing$163,560/yr
45% on housing$145,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 83654$302
Adams County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 83654
Adams County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$920,000
2025-10-29Listed for sale$999,000

For Sale by Agent

AgentMichelle Basye
BrokerageBrundage Realty - Donnelly/McCall

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