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5305 Vernon Ridge Rd #117, Huntersville, NC, 28078

4beds
3baths
3,033sqft
$704,000
$232price/sqft
$4,455/moest. monthly cost
$178,200/yrincome needed

About This Home

Introducing the brand-new Beckham floor plan in Huntersville’s newest master-planned community! The Beckham II offers a blend of elegance and functionality. A welcoming foyer leads into an open floor plan where the kitchen, casual dining area, and great room create a bright, connected space—perfect for both daily life and entertainment. The kitchen features a center island, generous counter space, and a walk-in pantry that supports culinary needs. Upstairs, the primary suite includes a spacious walk-in closet and a luxurious bath with a dual-sink vanity, a freestanding soaking tub, and a shower. Two lovely secondary bedrooms offer walk-in closets and are located near a full hall bath. Designed with flexibility in mind, the home also features a first-floor office and a versatile flex room to suit a variety of lifestyles. Additional highlights include a centrally located loft, a practical everyday entry, bedroom-level laundry, and unfinished storage space. This thoughtfully designed neighborhood will feature 357 single-family homes along with exceptional amenities, including a resort-style pool, clubhouse, and scenic walking trails that will eventually connect directly to the Greenway. Enjoy the perfect blend of convenience and lifestyle with great shopping, dining, and recreation just minutes away. Commuting is effortless with quick access to I-77, I-85, and I-485, and you're only a short drive from Uptown Charlotte, Birkdale Village, and the Lake Norman area. This is an incredible opportunity to own a stunning new home in one of Huntersville’s most desirable emerging communities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
6/10
Francis Bradley MiddleGrades 6-81.9 mi
4/10
Hopewell HighGrades 9-122.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: Beckham II Transitional
  • Builder name: Toll Brothers

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Gas Cooktop,Microwave,Refrigerator with Ice Maker,Wall Oven,Washer,Wine Refrigerator
  • Laundry features: Laundry Room,Main Level

Bedroom S

  • Features: En Suite Bathroom
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 3,033

Flex Space

  • Level: Main

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,033
  • Total interior livable area: 3,033 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Upper

Study

  • Level: Main

Property

Details

  • Parcel number: 00905273
  • Zoning: MX-3
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.15 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,559$42,708
Home Insurance *$210$2,520
Property Taxes $404$4,848
Electricity $282$3,389
Total$4,455$53,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,742/yr
40% on housing$133,650/yr
45% on housing$118,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 28078$222
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28078$221
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$699,000
2026-03-17Price change$731,000
2026-02-05Price change$769,000
2025-11-29Price change$760,000
2025-10-29Listed for sale$761,085

New Construction Spec

AgentAmanda Chaney
BrokerageToll Brothers Real Estate Inc

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