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370 N Sherman St, Allegan, MI, 49010

5beds
3baths
2,083sqft
$329,900
$158price/sqft
$2,302/moest. monthly cost
$92,080/yrincome needed

About This Home

New Construction Home in River Ridge Village in the Allegan School District. This distinctive two-story home offers 2,083 square feet with 5 bedrooms and 2.5 baths, delivering flexibility that's hard to find. The main level is designed for connection, with open living areas that create an easy flow for daily routines and gatherings. The kitchen is beautifully appointed with quartz countertops, a tile backsplash, a spacious 48-inch island with pendant lighting, stainless steel appliances including the refrigerator, and upgraded white cabinetry-combining modern style with everyday functionality . Upstairs, all five bedrooms are thoughtfully arranged together, offering exceptional versatility for overnight guests, remote work, hobbies, or creative space. The primary suite serves as a comfortable retreat with its own private bath, while four additional bedrooms provide generous room to adapt as needs change. A full bathroom and conveniently located second-floor laundry room add everyday practicality exactly where it matters most. RESNET energy smart construction will save an estimated $1,364 annually. Actual savings may vary; see HERS® Rating Certificate and Energy Smart Flyer for details. Home includes a 10-year structural warranty, offering lasting peace of mind. Contact our team to schedule your private tour today!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Dawson Elementary SchoolGrades K-50.2 mi
6/10
L.E. White Middle SchoolGrades 6-80.6 mi
5/10
Allegan High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Allen Edwin Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,083 sqft

Property

Details

  • Parcel number: 5113500101

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$133$1,596
Property Taxes $274$3,288
Electricity $227$2,726
Total$2,302$27,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,925/yr
40% on housing$69,060/yr
45% on housing$61,386/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 49010$184
Allegan County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 49010$180
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$339,900
2026-03-25Price change$349,900
2026-02-04Price change$359,900
2026-01-17Listed for sale$364,900
2025-11-26Listing removed$364,900
2025-10-29Listed for sale$364,900

New Construction Spec

BrokerageAllen Edwin Homes

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