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7987 S State Highway 78, Leonard, TX, 75452

4beds
4baths
2,531sqft
$825,000
$326price/sqft
$5,436/moest. monthly cost
$217,440/yrincome needed

About This Home

Spacious country property offering versatility, functionality, and room to grow, all set on a well-equipped ranch-style setting. This home features a thoughtfully designed layout with multiple flexible spaces, including a sunroom that can easily serve as an office, and a unique sewing room tucked within one of the bedrooms—perfect for hobbies or additional storage. The kitchen is enhanced with a double pantry, providing ample storage and convenience for everyday living and entertaining. A private in-law suite with its own separate access offers an ideal setup for guests, extended family, or potential rental use. The property is equipped with a propane tank servicing the ranch, adding efficiency and practicality. The attached 2-car garage includes an oversized bay capable of fitting a full-size dually truck—an excellent feature for those needing extra space for larger vehicles or equipment. One of the standout features is the impressive shop, approximately 75x40, with an interior space around 40x60, large enough to accommodate an RV and boat. The shop is also roughed for plumbing, offering endless potential for customization or expansion. Additional highlights include windows that have been updated within the last 4–5 years, enhancing energy efficiency and overall comfort. Furniture is negotiable and available for purchase, providing a turnkey opportunity if desired. This property combines functionality, flexibility, and rural charm—perfect for those seeking space both inside and out. Square footage, room dimensions, and all property details are approximate and subject to verification by buyer and buyer’s agent.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Evans Elementary SchoolGrades 4-68.5 mi
5/10
Rather L High SchoolGrades 7-88.5 mi
3/10
Bonham High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern,Modern,Ranch,Traditional,Detached,Farmhouse
  • Property subType: Duplex,Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Gas Cooktop,Microwave,Plumbed For Gas
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 12 x 22

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 12 x 22

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 8 x 13

Features

  • Built-in Features,Granite Counters,In-Law Floorplan,Multiple Staircases,Pantry,Natural Woodwork,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 5 x 9

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,531 sqft

Kitchen

  • Features: Built-in Features,Granite Counters,Pantry
  • Level: First
  • Dimensions: 14 x 11

Laundry

  • Features: Built-in Features
  • Level: First
  • Dimensions: 6 x 6

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 18 x 16

Master Bathroom

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: First
  • Dimensions: 7 x 15

Master Bedroom

  • Level: First
  • Dimensions: 11 x 12

Office

  • Features: Built-in Features,Ceiling Fan(s),Other
  • Level: First
  • Dimensions: 13 x 12

Other

  • Features: Built-in Features
  • Level: Second
  • Dimensions: 9 x 10

Other

  • Features: Built-in Features,En Suite Bathroom,Linen Closet
  • Level: Second
  • Dimensions: 1 x 8

Other

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 22 x 25

Workshop

  • Level: Second
  • Dimensions: 6 x 13

Property

Details

  • Parcel number: 000000100574
  • Attached to another structure: Yes
  • Exclusions: Please see attached documents for exclusions.

Features

  • Levels: Two
  • Stories: 1
  • Pool features: Pool
  • Patio & porch: Deck,Covered
  • Exterior features: Dock,Garden,Outdoor Living Area
  • Has spa: Yes
  • Spa features: Hot Tub

Lot

  • Lot size: 12 Acres
  • Features: Acreage,Pasture,Pond on Lot,Many Trees

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Epoxy Flooring,Enclosed,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$397$4,764
Property Taxes $591$7,092
Electricity $277$3,335
Total$5,436$65,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,377/yr
40% on housing$163,080/yr
45% on housing$144,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 75452$255
Fannin County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 75452$185
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$875,000
2026-04-20Listing removed$895,000
2026-03-13Price change$895,000
2026-02-19Price change$920,000
2026-01-21Price change$965,000
2025-10-30Listed for sale$990,000

For Sale by Agent

AgentIsabella Gainsborough
BrokerageAgency Dallas Park Cities, LLC

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