221 85TH STREET, Holmes Beach, FL, 34217
About This Home
DEEDED BOAT SLIP and ROOM FOR A POOL! Discover the best of island living in beautiful Holmes Beach. Nestled on a quiet street in a peaceful neighborhood, you’ll love the combination of boating access and close proximity to the beach this home has to offer. Elevated with impact windows, this 2-bedroom, 2-bathroom home is turnkey furnished and includes a deeded, unimproved boat slip at the end of 85th Street, perfect for boating enthusiasts and those seeking the ultimate coastal lifestyle. NEW ROOF installed in August 2025. The downstairs area has been professionally remediated and renovated, while the upstairs living area remained untouched by hurricanes in 2024. Situated on an expansive 9,000sqft lot, there is ample space to add a pool and create your own private oasis. Whether you’re seeking a primary residence or a tropical getaway, this property is ideal for enjoying Anna Maria Island living. Book your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Raised
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: Inside
Bathroom2
- Level: Second
Bedroom1
- Features: Coat Closet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Tile,Vinyl,Hardwood
Great Room
- Features: Coat Closet
- Level: Second
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,899
- Total interior livable area: 1,229 sqft
Kitchen
- Level: Second
Primary Bathroom
- Level: Second
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: 6938900005
- Zoning: R1
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony,Boat Slip
- Waterfront features: Saltwater Canal Access,Bridges - No Fixed Bridges
Lot
- Lot size: 8,999 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manatee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,980 | $59,760 |
| Home Insurance * | $979 | $11,748 |
| Property Taxes | $1,579 | $18,948 |
| Electricity | $197 | $2,366 |
| Total | $7,735 | $92,820 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-15 | Listed for sale | $985,000 |
| 2025-07-23 | Listing removed | $799,000 |
| 2025-05-22 | Listed for sale | $799,000 |
| 2018-11-19 | Sold | $500,000 |
| 2018-10-04 | Price change | $559,900 |
| 2018-09-24 | Price change | $589,000 |
| 2018-09-05 | Price change | $599,900 |
| 2018-07-27 | Price change | $619,000 |
| 2018-07-13 | Price change | $621,900 |
| 2018-06-13 | Price change | $631,900 |
| 2018-05-21 | Price change | $641,900 |
| 2018-04-04 | Price change | $644,900 |
| 2018-03-13 | Price change | $649,000 |
| 2018-02-05 | Price change | $659,000 |
| 2018-01-26 | Listed for sale | $669,000 |
| 2015-08-04 | Sold | $425,000 |
| 2003-10-30 | Sold | $346,800 |
| 2003-02-05 | Sold | $250,000 |
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