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2949 S Treaty Line Dr, Liberty, IN, 47353

3beds
2baths
1,875sqft
$290,000
$155price/sqft
$1,987/moest. monthly cost
$79,480/yrincome needed

About This Home

Welcome to your peaceful retreat on the shores of Brookville Lake — a beautifully maintained lake home nestled on a quiet dead-end road, just moments from the Marina. This property offers the perfect blend of year-round comfort, scenic views, and open-concept living. Step inside to discover a spacious main floor designed for connection and ease, featuring an open-concept layout that seamlessly integrates the dining, and living areas. Natural light pours in from every angle, especially through the upper-level four seasons sunroom — a true showstopper with views of Quakertown Lake. Whether you're sipping morning coffee or watching the sunset, this space invites relaxation and reflection. Main Level - a second sunroom offers flexible living — ideal for a home office, guest suite, or cozy lounge. With two distinct sunrooms, you’ll enjoy year-round comfort and endless possibilities for entertaining or unwinding. Additional highlights include: • Two separate sunrooms — one on each level • Upper sunroom with stunning lake views • Open-concept main floor perfect for gatherings • Quiet dead-end road for privacy • Just down from the Marina — ideal for boating, fishing, and lake life Whether you're seeking a full-time residence or a weekend escape, this Liberty gem offers the tranquility of lake living with thoughtful design and unbeatable location. Come experience the charm, comfort, and beauty of your next chapter by the water. Photos are virtually staged

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Union County High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Crawl
  • Roof: Shingle
  • Construction materials: Stick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave-Built In,Gas Range,Refrigerator,Water Heater,Water Softener Owned

Basement

  • Basement: None

Bathroom1

  • Level: Main

Bathroom2

  • Level: Upper
  • Area: 104.88

Bedroom1

  • Level: Main
  • Area: 112

Bedroom2

  • Level: Upper
  • Area: 193.6

Bedroom3

  • Level: Upper
  • Area: 173.46

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 144

Family Room

  • Level: Main
  • Area: 229.5

Features

  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,875
  • Total interior livable area: 1,875 sqft

Kitchen

  • Level: Main
  • Area: 234

Living Room

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: Parcel Number 81072810
  • Zoning: Residential

Features

  • Levels: Two
  • Patio & porch: Covered,Porch
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 1.08 Acres
  • Lot size dimensions: 1.08acres

Parking

  • Total spaces: 2
  • Parking features: Attached,2
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$166$1,992
Property Taxes $171$2,052
Electricity $184$2,212
Total$1,987$23,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,125/yr
40% on housing$59,610/yr
45% on housing$52,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 47353$89
Union County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 47353$119
Union County$155

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$290,000
2025-12-04Price change$298,900
2025-10-30Listed for sale$309,900

For Sale by Agent

AgentSuzette Gulley
BrokerageRE/MAX At The Crossing

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