




2023 County Road 201, Bay City, TX, 77414
About This Home
Welcome to your coastal retreat just minutes from Sargent Beach with excellent access to the ICW and Matagorda Bay, perfect for fishing, boating, or simply soaking in the laid-back lifestyle. Built in 2023, this custom 2-bedroom, 2.5-bath home is offered fully furnished and ready to enjoy or operate as a turnkey investment. Inside, the open-concept kitchen, dining, and living area is filled with natural light from expansive windows, showcasing beautiful canal views and capturing the Gulf breeze. The kitchen features a large island, custom-built cabinetry, and quartz countertops perfect for entertaining or everyday living. The spacious primary suite offers double sinks and a thoughtfully designed layout, with a HUGE walk-in pantry and laundry room conveniently located just off the suite. Step outside to the oversized porch overlooking the canal an ideal spot to relax and unwind. Downstairs, enjoy a swim spa and hot tub for year-round enjoyment! Come see what Sargent has to offer!
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Washer,Water Softener,Electric Oven,Microwave,Electric Range,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- High Ceilings,En-Suite Bath
- Window features: Storm Window(s),Shutters
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Kitchen
- Features: Kitchen open to Family Room,Pots/Pans Drawers,Soft Closing Cabinets,Soft Closing Drawers,Walk-in Pantry
Master Bathroom
- Features: Bidet,Primary Bath: Double Sinks
Property
Details
- Parcel number: 133397
Features
- Stories: 1
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Covered,Patio/Deck
- Has spa: Yes
- Spa features: Spa/Hot Tub,Private
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Bulkhead,Canal Front
Lot
- Lot size: 5,248 sqft
- Features: Waterfront,0 Up To 1/4 Acre
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $444 | $5,328 |
| Property Taxes | $457 | $5,484 |
| Electricity | $238 | $2,859 |
| Total | $3,414 | $40,968 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $450,000 |
| 2026-04-10 | Listing removed | $470,000 |
| 2025-10-30 | Listed for sale | $470,000 |
