See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12015 Elsa Ln, Charlotte, NC, 28277

4beds
4baths
2,587sqft
$669,990
$259price/sqft
$4,204/moest. monthly cost
$168,160/yrincome needed

About This Home

In the heart of Ballantyne, where everyday conveniences, dining, and top-rated schools are just minutes away, a thoughtfully designed end-unit townhome is coming together at Ascend. This Marquis plan is crafted to balance style with flexibility, beginning with a first-floor GenSmart Suite that creates a comfortable space for guests, extended living, or a private retreat. Oak box stairs with metal vertical balusters carry light throughout every level, setting a welcoming tone as you move through the home. At the center of the main living space, the gourmet kitchen is designed to impress with white cabinetry, Golden Gate White quartz countertops, a handcrafted-inspired mosaic tile backsplash, and a GE 36" Gas Cooktop appliance package. A walk-in pantry with upgraded built-in wood shelving keeps everything organized and within reach. Upstairs, the primary suite offers a refined escape with a walk-in shower featuring tiled walls and a tile floor pan, while the secondary bathroom includes tiled walls above the tub for a polished finish. 12015 Elsa Lane brings together thoughtful design and everyday comfort in one of Ballantyne’s most connected locations.

Getting Around

38
WalkingCar-Dependent
0
TransitNo Nearby Transit
41
BikeSomewhat Bikeable

Schools

8/10
Elon Park ElementaryGrades K-50.4 mi
10/10
Community House MiddleGrades 6-81.1 mi
9/10
Ardrey Kell HighGrades 9-120.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement

Other

  • Builder model: The Marquis
  • Builder name: Tri Pointe Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Modern
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Gas Range,Microwave
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Upper

Features

  • Drop Zone,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,587

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,553
  • Total interior livable area: 2,587 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 22327429
  • Zoning: UR2CD
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Main
  • Patio & porch: Balcony,Covered
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.04 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$192$2,304
Property Taxes $385$4,620
Electricity $240$2,891
Total$4,204$50,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,137/yr
40% on housing$126,120/yr
45% on housing$112,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$677,160
2026-04-21Price change$669,990
2026-03-19Price change$674,990
2025-12-15Price change$692,418
2025-12-07Price change$682,418
2025-11-12Price change$664,512
2025-11-05Price change$657,448
2025-10-30Listed for sale$652,448

New Construction Spec

AgentBrooke Fields-Christenburg
BrokerageTRI Pointe Homes INC

Similar Homes