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4202A Gault Ave S, Fort Payne, AL, 35967

4beds
4baths
2,338sqft
$239,500
$102price/sqft
$1,732/moest. monthly cost
$69,280/yrincome needed

About This Home

Enjoy the sunrise on the front porch of this beautiful 4 BR/4 BA home nestled on almost an acre. This home offers privacy, convenience & room to grow. The master suite includes an exterior entrance, double vanity bathroom with ceramic tile & walk-in shower. Other amenities include a beautiful fireplace, Generac generator, wood burning heater & storage galore. The master suite, laundry room, kitchen and living room are all on the main level. The rear deck would be great for cookouts and entertaining. The property features a one-bay garage/workshop & a separate building for storage, projects or your own "she shed." Additional 9 acres available. Call today to schedule to see this property!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

10/10
5/10
Fort Payne Middle SchoolGrades 6-88.9 mi
5/10
Fort Payne High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second
  • Area: 143

Bedroom3

  • Level: Second
  • Area: 130

Bedroom4

  • Level: Second
  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Area: 270

Dining Room

  • Level: First
  • Area: 104

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Electric,Wall Furnace
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 2,338 sqft

Kitchen

  • Features: Tile
  • Level: First
  • Area: 121

Living Room

  • Features: Fireplace,Wood Floor
  • Level: First
  • Area: 247

Master Bedroom

  • Features: LVP
  • Level: First
  • Area: 360

Property

Details

  • Parcel number: 2207260003072.004

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.80 Acres

Parking

  • Parking features: Garage-One Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,211$14,532
Home Insurance *$213$2,556
Property Taxes $47$564
Electricity $261$3,139
Total$1,732$20,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,382/yr
40% on housing$51,960/yr
45% on housing$46,186/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 35967$141
DeKalb County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 35967$137
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$239,500
2026-07-29Price change$239,500
2026-07-21Price change$398,500
2026-05-27Listed for sale$399,000
2026-04-24Listing removed$429,000
2025-10-30Listed for sale$429,000

For Sale by Agent

AgentLaran Adkins
BrokerageSouth Towne Realtors, LLC

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