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2031 Piper Ridge Dr, Lenoir, NC, 28645

3beds
3baths
1,823sqft
$549,900
$302price/sqft
$3,490/moest. monthly cost
$139,600/yrincome needed

About This Home

BACK ON MARKET DUE TO NO FAULT OF SELLER. Stunning custom-quality new construction in desirable Lower Creek! This beautifully designed all-one-level home with a FULL unfinished basement offers style and functionality with open-concept living, designer finishes, and an inviting covered porch perfect for entertaining. If the property goes under contract during the early stages of construction, buyers can work with the builder to customize flooring, countertops, tile fixtures, and paint to their preferences. Throughout the home you’ll find 10 foot ceilings and 9 foot ceilings in the two additional bedrooms. In the primary bedroom you'll find a trey ceiling. The kitchen boasts granite countertops, custom cabinetry, and a spacious island. Enjoy a luxurious primary suite with dual vanities, soaking tub, and walk-in shower. Located just minutes from shopping, dining, schools, and outdoor recreation. Gas fireplace in living room leased through Bumgarner. A rare find in an ideal location, move-in ready and waiting to welcome you home! Basement will be plumbed for a full bathroom and also have two windows and walk out exterior access. Sod will be installed prior to closing! *Pictures are not 100% accurate but as as close to scale as possible.* Typical 1 year builders warranty on property. Such as, craftsmanship, defects of materials, structure. Home built by local and reputable “Caldwell Builders Group”. *Agent has owner interest in property*.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Lower Creek ElementaryGrades PK-52.0 mi
8/10
William Lenoir MiddleGrades 6-81.6 mi
4/10
Hibriten HighGrades 9-121.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Fireplace features: Gas
  • Finished area below ground: 0
  • Finished area above ground: 1,823

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,823
  • Total interior livable area: 1,823 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 09 72B 1 49
  • Zoning: RA-20
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.71 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Landslide
Tornado

FEMA Declared Disasters in Caldwell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$231$2,772
Property Taxes $279$3,348
Electricity $200$2,405
Total$3,490$41,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,657/yr
40% on housing$104,700/yr
45% on housing$93,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 28645$169
Caldwell County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 28645$161
Caldwell County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-30Listed for sale$549,900

New Construction

AgentChase Barlow Gray
BrokerageChase Gray Realty LLC

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