201 54TH STREET, Holmes Beach, FL, 34217
About This Home
This exceptional turnkey 5-bedroom, 5-bath duplex on Anna Maria Island offers a rare investment opportunity just moments from the white-sand beaches of the Gulf of Mexico, as well as the island’s charming shops and top-rated dining. Comprised of two beautifully renovated cottages—a 3BR/3BA and a 2BR/2BA, all en-suite—this unique property is connected by a solid 8-inch concrete block wall for excellent sound insulation, with separate street entrances that provide privacy for guests. Fully renovated down to the bare block in 2009, both residences feature raised ceilings, travertine floors and showers, granite countertops, crown molding, updated plumbing and electrical, new windows and doors, and quality finishes throughout. The 3-bedroom cottage includes a stunning primary suite with a 10-foot lighted tray ceiling, while each cottage enjoys its own private heated pool, maximizing rental appeal. With strong established rental history, this income-producing island property is the perfect blend of luxury, privacy, and prime location.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1947
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Block,Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Other
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
Features
- Ceiling Fan(s),Coffered Ceiling(s),Crown Molding,Eating Space In Kitchen,Open Floorplan,Solid Wood Cabinets,Stone Counters,Vaulted Ceiling(s)
- Door features: Sliding Doors
- Window features: Window Treatments
- Flooring: Travertine
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,320
- Total interior livable area: 2,320 sqft
Property
Details
- Parcel number: 7273100003
- Zoning: R2
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Gunite,Heated,In Ground
Lot
- Lot size: 8,520 sqft
- Features: Corner Lot,Flood Insurance Required,FloodZone,City Lot
Parking
- Parking features: Driveway,Off Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manatee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,618 | $127,416 |
| Home Insurance * | $2,088 | $25,056 |
| Property Taxes | $2,739 | $32,868 |
| Electricity | $233 | $2,801 |
| Total | $15,678 | $188,136 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $2,150,000 |
| 2026-04-30 | Price change | $2,100,000 |
| 2026-03-10 | Listed for sale | $2,200,000 |
| 2024-07-15 | Listing removed | $2,099,000 |
| 2021-07-14 | Sold | $2,000,000 |
| 2021-06-17 | Pending sale | $2,099,000 |
| 2021-05-27 | Listed for sale | $2,099,000 |
| 2007-12-19 | Sold | $74,400 |
| 2005-05-10 | Sold | $565,000 |
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