




5400 GULF DRIVE #18, Holmes Beach, FL, 34217
About This Home
1+ BEDROOM BEACHFRONT CONDO WITH NO FLOOD DAMAGE, offered fully furnished and move-in ready in one of Anna Maria Island's most welcoming communities. Rarely does an affordable beachfront opportunity like this become available. Enjoy the perfect blend of island comfort, convenience, and community, with condo fees covering nearly everything except electricity, making ownership simple and stress-free. Start your mornings with sunrise walks along the Gulf, spend afternoons poolside, and end your evenings watching spectacular sunsets from the beachfront community patio while visiting with neighbors and friends. Inside, you'll find a spacious living area with neutral coastal décor, creating a relaxed atmosphere for gathering with family and friends after a day at the beach. The versatile bonus room provides the flexibility to create an additional sleeping area, comfortably accommodating up to four adults. Enjoy peaceful courtyard views overlooking the lush tropical landscaping from your private patio, the perfect spot for morning coffee or evening relaxation. The kitchen features wood cabinetry and granite countertops, and the dining area includes an expandable table for entertaining guests. Ample storage is available with four interior closets plus a large exterior storage closet for all your beach gear. Additional features include 8-foot ceilings, in-unit laundry, covered parking, and guest parking. Here, the beach isn't just nearby—it's part of everyday life. Step outside and within moments your toes are in the sand. Spend your days enjoying two large heated community pools, beautifully maintained grounds, and tropical landscaping that creates a true resort-style setting. The community clubhouse hosts social gatherings and offers additional laundry facilities for owners. Properties in this highly sought-after beachfront community rarely become available. More than just a condo, this is an opportunity to embrace the relaxed island lifestyle and own a special piece of paradise that is becoming increasingly difficult to find. *Only Murphy bed photos are virtually staged showing the versatile use for the bonus room/sun room as a second sleeping area for guests.
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- Year built: 1964
Materials
- Foundation: Block,Slab
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: Condo
- Architectural style: Coastal
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: Common Area,Electric Dryer Hookup,Inside,Laundry Room,Same Floor As Condo Unit,Washer Hookup
Bathroom1
- Features: Exhaust Fan
- Level: First
- Area: 45
- Dimensions: 5x9
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Bonus Room
- Features: Built-in Closet
- Level: First
- Area: 15
- Dimensions: 7.5x2
Bonus Room
- Features: Walk-In Closet(s)
- Level: First
- Area: 14
- Dimensions: 4x3.5
Bonus Room
- Features: No Closet
- Level: First
- Area: 103.5
- Dimensions: 9x11.5
Bonus Room
- Features: Linen Closet
- Level: First
- Area: 7
- Dimensions: 3.5x2
Dining Room
- Level: First
- Area: 90
- Dimensions: 6x15
Features
- Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: Outdoor Grill
- Window features: Window Treatments,Hurricane Shutters,Hurricane Shutters/Windows
- Flooring: Engineered Hardwood,Terrazzo
- Common walls with other units/homes: End Unit
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 838
- Total interior livable area: 810 sqft
Kitchen
- Features: Built-In Shelving,Pantry,Granite Counters
- Level: First
- Area: 64
- Dimensions: 8x8
Living Room
- Level: First
- Area: 175
- Dimensions: 14x12.5
Primary Bedroom
- Features: Built-in Closet
- Level: First
- Area: 156
- Dimensions: 12x13
Utility Room
- Level: First
- Area: 18
- Dimensions: 3x6
Property
Details
- Parcel number: 7276200008
- Attached to another structure: Yes
- Zoning: A1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Deck,Gunite,Heated,In Ground,Lap
- Patio & porch: Covered,Patio,Rear Porch
- Exterior features: Irrigation System,Outdoor Grill,Private Entrance,Private Mailbox,Rain Gutters,Sidewalk,Storage
- On waterfront: Yes
- Waterfront features: Gulf/Ocean Front,Waterfront,Beach,Gulf/Ocean,Gulf/Ocean Access
- Waterbody name: GULF OF MEXICO
- Residential vegetation: Trees/Landscaped
Lot
- Features: FloodZone,City Lot,In County,Landscaped,Level,Near Public Transit,Sidewalk
Parking
- Total spaces: 1
- Parking features: Assigned,Ground Level,Reserved
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manatee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $671 | $8,052 |
| Property Taxes | $726 | $8,712 |
| Electricity | $197 | $2,366 |
| Total | $5,007 | $60,084 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-07 | Listed for sale | $675,000 |
| 2021-03-22 | Sold | $300,000 |
| 2015-03-02 | Sold | $245,000 |
| 2015-01-17 | Listed for sale | $249,900 |
| 2014-08-13 | Listing removed | $259,000 |
| 2014-02-13 | Listed for sale | $259,000 |
| 2005-03-07 | Sold | $282,000 |
