See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

424 Saddle Ridge Rd, Sulphur Springs, TX, 75482

2beds
2baths
2,127sqft
$549,900
$259price/sqft
$3,858/moest. monthly cost
$154,320/yrincome needed

About This Home

Discover your own private retreat on 16.77 serene acres! This beautiful property offers a tranquil setting with breathtaking views of the pond from the front of the home. The versatile barn features three bays, one configured as a garage plus storage space, a horse washing bay, sanded grooming area, a three-car carport, two horse stalls, and a dedicated saddle-tack room, making it ideal for equestrian or hobby farms. Inside, the home boasts a fabulous open and flowing floor plan with recessed lighting and a charming brick wood-burning fireplace anchoring the living room. The kitchen seamlessly connects to the living and dining areas and features a large island, abundant cabinetry, stainless steel appliances, and a spacious walk-in pantry. The bright sunroom, surrounded by windows, provides a perfect spot to relax and take in the scenic surroundings. The huge primary suite offers a private bath, walk-in closet, and an integrated storm shelter-safe room. A second bedroom, generously sized, is thoughtfully separated for added privacy. The partially finished attic includes multiple rooms with central heat and air, offering endless possibilities for a home office, hobby space, or guest area. Experience peaceful country living at its finest where comfort, functionality, and natural beauty come together perfectly.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
5/10
4/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Microwave

Bathroom

  • Features: Shower Only,Shower and Tub

Bedroom

  • Features: Walk-In Closet(s)

Bedroom1

  • Area: 240

Bedroom2

  • Area: 208

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Living Combo
  • Area: 207

Features

  • Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning,Gas Starter,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric,Fireplace(s)
  • Cooling features: Central Electric,Attic Fan,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,127
  • Total interior livable area: 2,127 sqft

Kitchen

  • Area: 204

Living Room

  • Area: 345

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: R000027204
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Other/See Remarks

Parking

  • Total spaces: 1
  • Parking features: Other/See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Strong Wind
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$529$6,348
Property Taxes $311$3,732
Electricity $238$2,859
Total$3,858$46,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,274/yr
40% on housing$115,740/yr
45% on housing$102,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 75482$152
Hopkins County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 75482$159
Hopkins County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$595,000
2026-04-30Price change$594,900
2026-04-23Price change$595,000
2026-04-16Price change$594,900
2026-04-09Price change$595,000
2026-04-02Price change$594,900
2026-03-26Price change$595,000
2026-03-19Price change$594,900
2026-01-15Price change$595,000
2025-10-30Listed for sale$600,000

For Sale by Agent

AgentAmy Downs
BrokerageDHS Realty

Similar Homes