2796 Scruggs Rd, Moneta, VA, 24121
About This Home
Experience exceptional craftsmanship and modern comfort in this beautifully constructed new home. Designed with an inviting open floor plan and 9-foot ceilings, the home features elegant tray ceilings in both the living room and primary bedroom--creating an atmosphere of spacious sophistication. Inside, Lifeproof luxury vinyl plank flooring offers both warmth and durability throughout, while energy-efficient upgrades provide peace of mind and long-term savings. Enjoy the superior performance of a Lennox HVAC system, Marvin fiberglass windows with Low-E and Argon Energy Star glass, and a GAF Timberline HDZ roof. The exterior highlights locally crafted, maintenance-free premium siding and Therma-Tru insulated fiberglass doors that combine lasting performance with timeless style. Additional features include a generous two-car garage, a conditioned crawl space for extra storage, and convenient attic access. Perfectly situated just five minutes from Westlake, this home offers easy access to shopping, dining, and outdoor recreation. Discover the perfect balance of quality, efficiency, and stylethis isn't just a house; it's the place you'll want to call home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Proposed
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
Bedroom2
- Level: E
Bedroom3
- Level: E
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: E
Features
- Door features: Fiberglass,Full View
- Window features: Tilt-In
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 1,802
Foyer
- Level: E
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 1,802
- Total interior livable area: 1,802 sqft
Laundry
- Level: E
Living Room
- Level: E
Primary Bedroom
- Level: E
Property
Details
- Parcel number: 0331000300
- Zoning: A1
Features
- Patio & porch: Deck,Front Porch
- Exterior features: Maint-Free Exterior
Lot
- Lot size: 1.06 Acres
- Features: Cleared
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $195 | $2,340 |
| Electricity | $202 | $2,433 |
| Total | $2,908 | $34,896 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-30 | Listed for sale | $469,900 |
View on Zillow