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642 N Vineyard Blvd APT E, Honolulu, HI, 96817

3beds
3baths
989sqft
$955,000
$966price/sqft
$5,573/moest. monthly cost
$222,920/yrincome needed

About This Home

Modern Single-Level Home Built in 2020 with Versatile Layout! This beautifully designed and move-in ready single-level home, built in 2020, offers a smart, flexible layout perfect for modern living. The residence features a 2-bedroom, 1-bath main living area with a full kitchen and spacious, light-filled living room — ideal for everyday comfort and entertaining. Additionally, two flexible-style spaces within the home, each with a private full bathroom, offer flexible options for multi-generational living, home offices, guest areas, or creative use. Enjoy contemporary finishes throughout, including recessed lighting, split A/C units in every room, and elegant tile walk-in showers for a sleek, modern touch. The bright, open interior enhances the home’s warm and welcoming atmosphere. Tucked away on a quiet lane just off the main road, this property offers both privacy and convenience — just minutes from Liliha Square, Downtown Honolulu, Chinatown, and Dole Cannery.

Getting Around

84
WalkingVery Walkable
72
TransitExcellent Transit
62
BikeBikeable

Construction

Condition

  • Property condition: Excellent,Updated/Remodeled
  • New construction: Yes
  • Year built: 2020

Materials

  • Construction materials: Double Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Ceramic Tile,Other

Interior Area

  • Total structure area: 989
  • Total interior livable area: 989 sqft

Property

Details

  • Parcel number: 1170320520000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: None
  • Frontage type: Other
  • Topography of land: Level

Lot

  • Features: Cleared,Interior Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Three or more Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,828$57,936
Home Insurance *$125$1,500
Property Taxes $246$2,952
Electricity $374$4,497
Total$5,573$66,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,074/yr
40% on housing$167,190/yr
45% on housing$148,613/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$966This listing

vs Other Active Listings

Avg $/sqft

ZIP 96817$790
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96817$744
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Listed for sale$955,000
2026-05-21Pending sale$955,000
2026-05-12Listed for sale$955,000
2026-04-16Pending sale$955,000
2026-02-06Price change$955,000
2025-10-31Listed for sale$985,000

New Construction

AgentTheresia M Wolff
BrokerageReal Broker

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