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7185 Grant St, Merrillville, IN, 46410

3beds
3baths
1,616sqft
$289,995
$179price/sqft
$2,315/moest. monthly cost
$92,600/yrincome needed

About This Home

MOVE IN READY!!! Don't miss your opportunity to own this beautifully appointed new construction Monterey floor plan in Savannah Cove. This thoughtfully designed 3-bedroom, 2.5-bath home offers low-maintenance living with modern finishes and an open-concept layout perfect for everyday living and entertaining. The spacious great room flows seamlessly into the kitchen and dining area, featuring quartz countertops, 42-inch Georgetown Slate cabinetry, stainless steel Whirlpool appliances, a pantry, and an oversized island ideal for gathering with family and friends. Luxury vinyl plank flooring extends throughout the main living areas, creating a stylish and durable living space. The first-floor primary suite is designed for comfort with a spacious layout, upgraded universal shower, dual vanities, and generous closet space. Upstairs, two additional bedrooms and a full bath provide flexibility for guests, family, or a home office. Enjoy outdoor living on the 12 x 12 concrete patio, plus the convenience of a two-car attached garage with opener, tankless water heater, high-efficiency furnace, and numerous builder upgrades throughout. Conveniently located in Merrillville, Savannah Cove offers easy access to shopping, dining, parks, and major commuter routes while providing the ease of low-maintenance living. Photos may reflect model home finishes. Schedule your personal tour today and discover why Savannah Cove continues to be one of Northwest Indiana's most sought-after new home communities!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
5/10
Pierce Middle SchoolGrades 7-81.3 mi
3/10
Merrillville High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Other

  • Builder name: Providence Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,None,Microwave,ENERGY STAR Qualified Appliances
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Upper Level,Laundry Room

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11.0 x 10.0

Bedroom3

  • Level: Upper
  • Area: 138.6
  • Dimensions: 11.0 x 12.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Walk-In Closet(s),Stone Counters,Pantry,Open Floorplan,Kitchen Island,His and Hers Closets,High Ceilings,Eat-in Kitchen
  • Finished area above ground: 1,616

Heating

  • Heating features: ENERGY STAR Qualified Equipment,Forced Air

Interior Area

  • Total structure area: 1,616
  • Total interior livable area: 1,616 sqft

Kitchen

  • Level: Main
  • Area: 225.7
  • Dimensions: 12.2 x 18.5

Laundry

  • Level: Upper
  • Area: 86.67
  • Dimensions: 10.7 x 8.1

Living Room

  • Level: Main
  • Area: 215.16
  • Dimensions: 16.3 x 13.2

Primary Bedroom

  • Level: Upper
  • Area: 238
  • Dimensions: 14.0 x 17.0

Property

Details

  • Parcel number: 451216157005000030
  • Attached to another structure: Yes
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Front Porch,Porch,Patio
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 6,534 sqft
  • Features: Back Yard,Landscaped,Front Yard,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street,Kitchen Level,Garage Faces Front,Driveway,Concrete,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$184$2,208
Property Taxes $481$5,772
Electricity $184$2,212
Total$2,315$27,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,371/yr
40% on housing$69,450/yr
45% on housing$61,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 46410$138
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46410$147
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$289,995
2026-07-01Listed for sale$289,995
2026-07-01Listing removed$292,705
2026-02-20Pending sale$292,705
2026-02-01Price change$292,705
2026-01-20Listed for sale$286,395
2026-01-20Listing removed$283,395
2025-10-31Listed for sale$283,395

New Construction Spec

AgentFrederick Long
BrokerageBetter Homes and Gardens Real

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