




94 W Main St, Ramsey, NJ, 07446
About This Home
Introducing a brand new collection of boutique townhomes offering a perfect blend of modern elegance and timeless design. Each 3 bedoom, 2 full bathroom, and 2 half bathroom residence showcases stunning architectural details, high-end finishes, & a thoughtfully designed layout across 3 spacious levels. The main level features an open-concept living space highlighted by a gourmet kitchen with a large center island, professional-grade stainless steel appliances, & quality cabinetry. The elegant living room boasts a gas fireplace with built-ins, creating a warm and inviting atmosphere for everyday living. The primary suite is conveniently located on this level and includes a walk-in closet & a luxurious en-suite bath with double vanity & spa-style shower adorned with designer tile and fixtures. The upper level offers 2 large bedrooms, a beautifully appointed full bathroom, a large storage closet, & an unfinished bonus room, ideal for a home office, gym, or studio. On the ground level, enjoy the convenience of an attached 1 car garage, a family or flex room, powder room, and laundry/utility area. Outdoor living is elevated with a Trex deck off the main level & a paver patio below. In the heart of Ramsey, just steps from shops, restaurants, and the Ramsey Farmers Market, with a short walk to the train station for an easy NYC commute. Discover refined suburban living at its finest, luxury, location, & lifestyle all in one.
Getting Around
Schools
Construction
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Flooring: Hardwood
Property
Features
- Patio & porch: Terrace
- Waterfront features: None
Parking
- Total spaces: 2
- Parking features: Garage
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $1,535 | $18,420 |
| Electricity | $193 | $2,318 |
| Total | $6,868 | $82,416 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Pending sale | $975,000 |
| 2026-07-26 | Listed for sale | $975,000 |
| 2026-01-14 | Listing removed | $1,150,000 |
| 2025-10-31 | Listed for sale | $1,150,000 |
