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39 Buckingham Dr, Camdenton, MO, 65020

3beds
2baths
1,527sqft
$339,000
$222price/sqft
$2,165/moest. monthly cost
$86,600/yrincome needed

About This Home

MOTIVATED SELLERS ON THIS NEW CONSTRUCTION! Built in 2025, this 3-bedroom, 2-bath beauty approx. 1,527 sq. ft. of stylish living. Step inside to an open-concept design with engineered flooring, custom granite, and tile accents. The kitchen shines with stainless steel appliances and flows into a spacious living area perfect for entertaining. Your Primary Bedroom retreat features an en-suite Primary bath for ultimate comfort and custom walk-in closet. Two additional bedrooms share a gorgeous guest bath. Enjoy a large entry foyer from both the front door and attached 2-car garage, plus a covered front porch for relaxing after a day on the lake. Flat interior lot with lake access and HOA perks—fishing, swimming, tennis courts, horse stables, and more! Minutes from dining, shopping, golf, and all the fun on both East and West sides of Lake of the Ozarks. Live the lake life in style!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

--
Dogwood Elementary SchoolGrades PK-24.7 mi
7/10
Camdenton Middle SchoolGrades 7-84.7 mi
6/10
Camdenton High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Water Softener Owned,Stove

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,527
  • Total interior livable area: 1,527 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 13200300000008011000
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Concrete Driveway
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 78 x 160 x 78 x 160

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$181$2,172
Property Taxes $129$1,548
Electricity $141$1,693
Total$2,165$25,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,228/yr
40% on housing$64,950/yr
45% on housing$57,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 65020$211
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65020
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$359,000
2026-01-06Price change$369,000
2025-12-01Price change$375,000
2025-10-31Listed for sale$380,000

For Sale by Agent

AgentVALERIE ANNE LITTRELL
BrokerageReal Estate at the Lake

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