22251 Holy Cross Way, Proctor, MT, 59929
About This Home
Surrounded by 31.87 acres of open Montana landscape, this 6 bedroom, 5 bathroom home offers space, privacy, and incredible views in every direction. Step onto the expansive deck and take in the rolling hills and wide open sky, the kind of quiet that only comes from country living. Inside, over 4,000 square feet of living space gives everyone room to spread out. The triple wide design creates a seamless flow between the living areas, while large windows fill the home with light and showcase the stunning scenery beyond. The unfinished basement is ready for your vision, whether that is more living space, a home gym, or a separate suite. Built in 1995 on a solid concrete foundation, the home includes electric forced air heating and cooling for year round comfort. The 40' x 28' shop, added in 2006, provides ample space for vehicles, equipment, and projects. The unfinished upper room adds flexibility for extra storage, a studio, or future guest quarters. This property offers the kind of freedom that invites creativity and connection to Montana’s natural beauty. Located just 10 miles from Flathead Lake, 11 miles from Lake Mary Ronan, 24 miles from downtown Polson, and 31 miles from downtown Kalispell, it delivers both privacy and easy access to some of Northwest Montana’s most desirable destinations. With generous space, a solid foundation, and sweeping views, this home blends comfort, practicality, and the true spirit of Montana living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Wood Frame
Type & Style
- Home type: MobileManufactured
- Architectural style: Other
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Range
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 3
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Main Level Primary,Open Floorplan,Walk-In Closet(s)
- Finished area below ground: 0
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 4,032 sqft
Property
Details
- Parcel number: 15358229101050000
- Special condition: Standard
Features
- Exterior features: See Remarks
- Has view: Yes
- View description: Mountain(s),Trees/Woods
- Topography of land: Level,Rolling
- Horses can be raised: Yes
Lot
- Lot size: 31.87 Acres
- Features: Back Yard,Front Yard,Garden,Gentle Sloping,Landscaped,Pasture,Secluded,See Remarks,Views,Level,Rolling Slope
Parking
- Total spaces: 2
- Parking features: Additional Parking,Garage,Garage Door Opener,Shared Driveway,On Street,See Remarks
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Wildfire
- Avalanche
- Earthquake
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance | $635 | $7,620 |
| Property Taxes | $197 | $2,364 |
| Electricity | $276 | $3,322 |
| Total | $5,658 | $67,896 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $650,000 |
| 2026-04-14 | Listed for sale | $900,000 |
| 2026-01-08 | Listing removed | $600,000 |
| 2025-12-09 | Price change | $600,000 |
| 2025-10-31 | Listed for sale | $900,000 |
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