8698 Guest Rd #1, Saint Germain, WI, 54558
About This Home
Nestled in the serene beauty of St. Germain, WI, this enchanting two-bedroom seasonal cottage offers the perfect lakeside retreat on the sparkling waters of Pickerel Lake. As part of a charming small condo association, this delightful haven ensures both tranquility and community in one picturesque package. Step inside to discover a warm and inviting interior that perfectly complements its natural surroundings. Large windows invite an abundance of light into the living area, offering breathtaking views of sunsets over the 736-acre lake. The cozy kitchen is ideal for preparing family meals after a day out on the water or exploring nearby trails. Outside awaits morning coffees and evening gatherings under star-filled skies. The property provides access to shared amenities that enhance your lakeside living experience, including piers and common outdoor spaces. Enjoy weekend getaways filled with fishing, kayaking, or simply basking by the shore with loved ones.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Block
- Roof: Composition,Shingle
- Construction materials: Frame,Log Siding
Type & Style
- Home type: Condo
- Architectural style: One Story
- Property subType: Condominium
Interior
Appliances
- Appliances included: Gas Oven,Gas Range,Propane Water Heater,Refrigerator
Bathroom
- Level: First
Bedroom
- Level: First
- Dimensions: 9x8
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Other
- Fireplace features: None
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 550
Heating
- Heating features: Propane,Wall Furnace
Interior Area
- Total structure area: 550
- Total interior livable area: 550 sqft
Kitchen
- Level: First
- Dimensions: 16x8
Living Room
- Level: First
- Dimensions: 16x8
Master Bedroom
- Level: First
- Dimensions: 15x8
Property
Details
- Parcel number: NE2437
- Zoning description: Other
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Open
- Exterior features: Dock
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Shoreline - Sand,Lake Front
- Waterbody name: PICKEREL
- Frontage type: Lakefront
- Frontage length: 420,420
Lot
- Lot size: 5.48 Acres
- Features: Lake Front,Open Space,Rural Lot
- Lot size dimensions: 420 x 259
Parking
- Total spaces: 2
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $206 | $2,472 |
| Electricity | $171 | $2,054 |
| Total | $1,986 | $23,832 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $295,000 |
| 2026-04-14 | Listed for sale | $315,000 |
| 2026-03-31 | Listing removed | $315,000 |
| 2025-10-31 | Listed for sale | $315,000 |
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