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6149 SW 64th Ter, Ocala, FL, 34474

4beds
3baths
2,414sqft
$324,999
$135price/sqft
$2,231/moest. monthly cost
$89,240/yrincome needed

About This Home

Welcome to this charming Laurel home, ready for quick move-in! Included features: a covered front porch; a convenient powder room off the entry; an inviting great room; a beautiful kitchen showcasing white 42" cabinets, a large island, a walk-in pantry, and an adjacent dining area; a lavish primary suite boasting a spacious walk-in closet and a private bath; three secondary bedrooms; a shared hall bath; an upstairs laundry with sink pre-plumbing; and a relaxing patio. This home also offers airy 9' ceilings and 8' doors on the main floor, quartz kitchen and bathroom countertops, and wood-look tile flooring. *Take advantage of special financing rates and closing cost assistance on quick move-in homes that can close in a timely manner! Options may vary by community, and offers are available on select homes on a first-come, first-served basis. Contact builder for more information!

Getting Around

3
WalkingCar-Dependent
17
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

6/10
4/10
Liberty Middle SchoolGrades 6-83.1 mi
4/10
West Port High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block,Other,Slab
  • Roof: Shingle
  • Construction materials: Other,Stucco

Other

  • Builder model: Laurel
  • Builder name: Richmond American Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range
  • Laundry features: Laundry Room

Bathroom2

  • Level: Second

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 145.8
  • Dimensions: 13.5x10.8

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 108.07
  • Dimensions: 10.1x10.7

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 145.8
  • Dimensions: 13.5x10.8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 168.72
  • Dimensions: 11.4x14.8

Features

  • High Ceilings,Open Floorplan,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 254.56
  • Dimensions: 17.2x14.8

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,814
  • Total interior livable area: 2,414 sqft

Kitchen

  • Level: First
  • Area: 214.032
  • Dimensions: 19.11x11.2

Laundry

  • Level: Second

Primary Bathroom

  • Features: En Suite Bathroom
  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 254.8
  • Dimensions: 18.2x14

Property

Details

  • Parcel number: 3546001051
  • Zoning: X
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Irrigation System

Lot

  • Lot size: 4,400 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$152$1,824
Property Taxes $194$2,328
Electricity $242$2,915
Total$2,231$26,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,491/yr
40% on housing$66,930/yr
45% on housing$59,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 34474$130
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34474$165
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$349,999
2026-03-20Price change$348,916
2026-03-05Price change$358,916
2025-11-18Price change$357,916
2025-10-20Listed for sale$358,638

New Construction Spec

AgentStephanie Morales, LLC
BrokerageAXEN REALTY, LLC

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