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3016 Gulf Dr, Holmes Beach, FL, 34217

2beds
2baths
1,320sqft
$1,100,000
$833price/sqft
$8,332/moest. monthly cost
$333,280/yrincome needed

About This Home

Welcome to "Captains Quarters" this luxury duplex is recently renovated and centrally located on Anna Maria Island with over $125k in rental revenue in 2025. This property underwent a full renovation in 2023 with full permits for new windows, electric, ac, and plumbing. This island retreat features a brand new heated saltwater pool and spa nestled among the palm trees with a secluded beach alley access. Each side features it's own kitchen, living and dining area. The gourmet kitchen in both units features quartz countertops, new shaker cabinets and stainless steel appliances. This home is being sold turn-key furnished. Property is currently being used as a vacation rental. Call today for your private showing!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

8/10
4/10
3/10
Manatee High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Freezer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bathroom1

  • Features: Exhaust Fan,Shower No Tub,Single Vanity
  • Level: First
  • Area: 56
  • Dimensions: 7x8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Thermostat
  • Door features: Outdoor Shower
  • Window features: Blinds
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Kitchen

  • Features: Pantry,Built-in Closet
  • Level: First
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 240
  • Dimensions: 12x20

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Property

Details

  • Parcel number: 7488800009
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated,In Ground,Lighting,Salt Water,Tile
  • Patio & porch: Patio
  • Exterior features: Lighting,Outdoor Shower,Rain Gutters
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Waterfront features: Gulf/Ocean Access
  • Waterbody name: GULF OF MEXICO

Lot

  • Lot size: 5,249 sqft
  • Features: Flood Insurance Required,FloodZone
  • Lot size dimensions: 50 x 105

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$1,093$13,116
Property Taxes $1,480$17,760
Electricity $197$2,366
Total$8,332$99,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,668/yr
40% on housing$249,960/yr
45% on housing$222,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$833This listing

vs Other Active Listings

Avg $/sqft

ZIP 34217$764
Manatee County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 34217$831
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$1,095,000
2026-03-08Price change$1,100,000
2026-02-25Price change$1,125,000
2026-01-16Listed for sale$1,150,000
2025-06-29Listing removed$1,245,000
2025-06-04Listed for sale$1,245,000
2024-07-11Listing removed$1,495,000
2024-06-25Price change$1,495,000
2024-04-10Price change$1,295,000
2024-03-21Price change$1,300,000
2024-03-05Price change$1,345,000
2024-02-22Price change$1,349,000
2024-01-26Price change$1,350,000
2024-01-08Price change$1,395,000
2023-12-23Price change$1,399,000
2023-12-12Price change$1,400,000
2023-11-12Price change$1,450,000
2023-10-17Price change$1,435,000
2023-09-17Price change$1,450,000
2023-09-10Price change$1,465,000
2023-09-05Price change$1,469,000
2023-08-30Price change$1,475,000
2023-08-11Price change$1,482,500
2023-07-29Listed for sale$1,485,000
2022-02-16Sold$775,000

For Sale by Agent

AgentAmanda Cornett
BrokeragePINEYWOODS REALTY LLC

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