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12205 S 85th St, Papillion, NE, 68046

4beds
3baths
2,507sqft
$493,020
$197price/sqft
$3,692/moest. monthly cost
$147,680/yrincome needed

About This Home

Model Home Not for Sale. Brand New Model Home! The Home Company’s Ellison plan showcases modern design and thoughtful detail throughout. With 4 bedrooms, 3 baths, and a spacious 3.5-car garage, this home offers 2,446 sq ft of beautifully designed living space. The open-concept main level feels bright and airy with large windows and a stunning stone fireplace as the centerpiece. The kitchen features stainless steel appliances, a hidden pantry, and an oversized island—perfect for entertaining. The back staircase enhances the flow, leading to a redesigned second floor with dual vanities in both baths and generous closet space in every room. You’ll love the convenient drop zone, tiled primary shower, and walkout lower level- ready for your finish! Situated on a walkout lot with a sprinkler system and passive radon system already in place. Every detail of this home has been designed for comfort, function, and timeless style.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
34
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Stone,Masonite

Other

  • Builder name: The Home Company

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave
  • Laundry features: Vinyl Floor

Basement

  • Area: 1172

Basement

  • Has basement: Yes
  • Basement: Egress,Walk-Out Access,Full,Unfinished

Bedroom2

  • Features: Wall/Wall Carpeting
  • Level: Second
  • Area: 129.8

Bedroom3

  • Features: Wall/Wall Carpeting, Walk-In Closet(s)
  • Level: Second
  • Area: 129.8

Bedroom4

  • Features: Wall/Wall Carpeting, Walk-In Closet(s)
  • Level: Second
  • Area: 143.64

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: 9'+ Ceiling, Engineered Wood
  • Level: Main
  • Area: 189.2

Family Room

  • Level: Main
  • Area: 298.76

Features

  • High Ceilings,Two Story Entry
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Direct-Vent Gas Fire
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,507

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,507
  • Total interior livable area: 2,507 sqft

Kitchen

  • Level: Main
  • Area: 135.28

Master Bathroom

  • Features: 3/4, Shower, Double Sinks

Master Bedroom

  • Features: Wall/Wall Carpeting, Ceiling Fan(s), Walk-In Closet(s)
  • Level: Second
  • Area: 224.84

Property

Details

  • Parcel number: 011617971

Features

  • Levels: Two
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: None

Lot

  • Lot size: 0.30 Acres
  • Features: Over 1/4 up to 1/2 Acre,Subdivided
  • Lot size dimensions: 74.2 x 17.7 x 66.8 x 39.1 x 40.8 x 79 x 147.4

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,492$29,904
Home Insurance $340$4,080
Property Taxes $706$8,472
Electricity $154$1,857
Total$3,692$44,304

Income You'd Need if You Spent...

35% on housing$126,582/yr
40% on housing$110,760/yr
45% on housing$98,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 68046$189
Sarpy County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 68046$180
Sarpy County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-01Listed for sale$493,020

New Construction

AgentDoyle Ollis
BrokerageNebraska Realty

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