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4436 106th St W, Bradenton, FL, 34210

2beds
2baths
910sqft
$325,000
$357price/sqft
$2,379/moest. monthly cost
$95,160/yrincome needed

About This Home

Opportunity knocks in a highly desirable West Bradenton location just off Cortez Road! This 2-bedroom, 2-bath home sits only 2.2 miles from Anna Maria Island and approximately 1 mile from the historic Cortez Village, placing beaches, dining, and coastal charm right at your fingertips. The property has experienced storm-related damage from the 2024 hurricane season (Helene and Milton) and has already undergone initial remediation, including removal of all carpet and padding, as well as the lower portion of drywall and affected insulation. This creates a blank slate for renovation and customization to your preferences. Additional features include a glass and screen-enclosed lanai, an enclosed laundry room, and a separate work/storage shed. The electric water heater is functional, and electrical service is available throughout the home (currently turned off). The HVAC system was newly installed shortly before the storms and may be restorable with replacement of the exterior unit. This property is being sold AS IS with no warranties expressed or implied. Whether you're an investor, builder, or buyer looking to create a coastal retreat, this is a rare chance to secure a property in a prime location with strong upside potential. Schedule your showing today and explore the possibilities this property holds!

Getting Around

27
WalkingCar-Dependent
20
TransitMinimal Transit
59
BikeBikeable

Schools

3/10
1/10
W. D. Sugg Middle SchoolGrades 6-83.2 mi
2/10
Bayshore High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1959

Materials

  • Foundation: Block
  • Roof: Other,Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Features: No Closet
  • Level: First

Bedroom2

  • Features: No Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: No Closet
  • Level: First

Features

  • Ceiling Fan(s),Thermostat
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Luxury Vinyl,Vinyl,Hardwood

Florida Room

  • Features: No Closet
  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 910 sqft

Kitchen

  • Features: No Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: No Closet
  • Level: First

Property

Details

  • Parcel number: 7591900001
  • Zoning: RDD6/CH
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Front Porch,Patio

Lot

  • Lot size: 9,749 sqft
  • Features: FloodZone,City Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$90$1,080
Property Taxes $449$5,388
Electricity $197$2,366
Total$2,379$28,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,565/yr
40% on housing$71,370/yr
45% on housing$63,440/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 34210$292
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34210$289
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$325,000
1997-02-07Sold$81,000
1995-02-27Sold$72,500

For Sale by Agent

AgentRob Bermes
BrokerageEPIQUE REALTY, INC.

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