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7 Gregory Court, Saratoga Springs, NY, 12866

5beds
6baths
5,228sqft
$2,795,000
$535price/sqft
$18,665/moest. monthly cost
$746,600/yrincome needed

About This Home

Welcome to Oak Ridge by Beechwood Homes! This home features 5228 SF w/5 beds & 5.5 baths plus a study. Stunning exterior with dramatic peaks, stone and incredible windows. First floor includes an open floor plan with gourmet kitchen w/huge kitchen island, living room & first floor bedroom w/full bath is perfect for guests. Upstairs you will find a luxury primary suite with dual walk-in closets, laundry room and 3 additional private bedrooms. Don't miss this incredible opportunity to build the home of our dreams in Saratoga's most desirable community. Photos are for example purposes only, the images shown are of a previously built model home and are intended to provide an example of finishes and layout. Actual home under construction will differ - no two homes to be alike at Oak Ridge.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Fiber Cement,Stone

Other

  • Builder model: Raleigh

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range Hood,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s),Ceramic Tile Bath,Kitchen Island
  • Door features: ENERGY STAR Qualified Doors
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,228

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,228
  • Total interior livable area: 5,228 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Living Room

  • Level: First

Mud Room

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 411589 180.09 1 13
  • Zoning description: Single Residence

Features

  • Patio & porch: Covered,Front Porch
  • Has view: Yes
  • View description: Forest

Lot

  • Lot size: 0.93 Acres
  • Features: Level,Cleared

Parking

  • Total spaces: 6
  • Parking features: Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,133$169,596
Home Insurance *$711$8,532
Property Taxes $2,958$35,496
Electricity $863$10,367
Total$18,665$223,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$639,942/yr
40% on housing$559,950/yr
45% on housing$497,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$535This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$447
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-03Listed for sale$2,795,000

New Construction

AgentShannon McCarthy
BrokerageeXp Realty

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