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4523 Independence Dr, Bradenton, FL, 34210

2beds
2baths
1,409sqft
$220,000
$156price/sqft
$1,596/moest. monthly cost
$63,840/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Welcome to Mount Vernon; a popular waterfront community, famous for its 90 acres of natural park-like beauty set directly on the bay with lush green open spaces & an offering of boating activities! Enjoy the serenity of this lovely, spacious, and bright villa with no shared walls and a storage shed conveniently located outside your door. The home features new laminate flooring throughout, large ceramic tile floors in the bathrooms, some newer kitchen cabinetry, and a new AC installed in 2025. An abundance of windows in every room fills the home with natural light and showcases the surrounding beauty. There is an incredible array of amenities, ensuring there is always something to enjoy. If you love the beach, it is only approximately 3 miles away! Boat slips can be rented for $25 a year. Amenities include a huge remodeled clubhouse, banquet room, billiards, ping- pong, extensive library, game room, lakeside veranda, heated pool, tennis, pickleball, and covered shuffleboard courts, spa, sauna, workshop, wood shop, chip and putting green. You can get your steps in along the many walking paths, relax at the butterfly garden and bayfront park, and enjoy the abundance of Florida wildlife. Truly a peaceful paradise! Additional features include kayak launch and storage areas, along with numerous lakes and ponds throughout the impeccably manicured grounds. Also worth mentioning are the bayside pavilion, lakeside gazebo and a variety of activities and social events hosted by the community. Seller motivation is reflected in the price. If you are looking for a friendly, charming, picturesque, and tranquil active outdoor type of community, don't hesitate to call this Home!

Getting Around

38
WalkingCar-Dependent
20
TransitMinimal Transit
58
BikeBikeable

Schools

3/10
1/10
W. D. Sugg Middle SchoolGrades 6-82.6 mi
2/10
Bayshore High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1979

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Florida
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Closet,Other,Same Floor As Condo Unit,Washer Hookup

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Laminate

Foyer

  • Level: First

Great Room

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 629
  • Dimensions: 37x17

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Humidity Control

Interior Area

  • Total structure area: 1,703
  • Total interior livable area: 1,409 sqft

Kitchen

  • Level: First
  • Area: 80
  • Dimensions: 10x8

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 7655808702
  • Zoning: PDR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Heated,In Ground
  • Exterior features: Garden,Irrigation System,Lighting
  • Has view: Yes
  • View description: Garden
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor Front,Canal Front,Lake,Waterfront,Bay/Harbor Access,Bayou Access,Saltwater Canal Access,Lagoon Access,Lake Privileges

Lot

  • Lot size: 21.37 Acres
  • Features: Conservation Area,Corner Lot,Flood Insurance Required,FloodZone,In County,Landscaped,Near Marina,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Covered
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$60$720
Property Taxes $227$2,724
Electricity $197$2,366
Total$1,596$19,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,720/yr
40% on housing$47,880/yr
45% on housing$42,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 34210$294
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34210$289
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$220,000
2025-06-02Listing removed$265,000
2025-02-12Price change$265,000
2024-09-06Price change$268,000
2024-08-29Price change$273,900
2024-06-13Price change$274,900
2024-02-13Price change$299,000
2023-12-31Listed for sale$309,000
2023-09-11Listing removed--
2023-06-10Price change$334,000
2023-05-24Price change$347,000
2023-03-17Price change$370,000
2023-02-26Listed for sale$385,000
2019-09-18Sold$196,500
2019-03-08Listed for sale$207,500
2017-07-24Listing removed$1,295
2017-05-03Listed for rent$1,295
2015-05-30Listing removed$1,250
2015-05-16Listed for rent$1,250
2015-04-27Sold$150,000
2006-05-02Sold$247,500
2003-02-05Sold$133,800

For Sale by Agent

AgentDiana Kaeding
BrokeragePREFERRED SHORE LLC

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