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1004 Valerie Pl, Stewartsville, NJ, 08886

4beds
4baths
3,604sqft
$929,900
$258price/sqft
$7,129/moest. monthly cost
$285,160/yrincome needed

About This Home

Wow, 3600 sq. ft. at its Best! Ready to move in, no wait time! This GORGEOUS home is truly a one-of-a-kind CUSTOM build, there's no other like it in the Neighborhood! Designer finishes throughout with stylish clean lines! OPEN & Functional Layout! 10 ft. ceilings on entire 1st level! Tons of Natural Light! 4 BR's, 3.5 Baths! Covered front Rocking Chair porch! Oak Engineered HARDWOOD throughout (except TILE in Baths) Main level hosts a Foyer, Powder Room, Library, Primary BR w/EN-Suite Bath (RADIANT Heat in Bath Flr), Great Room with beautiful Nat Gas FP flanked by 2 sets of French Doors, Gourmet Kit (truly a cook & baker's dream) with 42 in cabinets, QUARTZ, Gas 36 in. 6 burner stove, Double wall ovens, WALK-IN Pantry & Sun-filled Dining Area! The custom designed Brass Hood pulls the whole kitchen together. Laundry rm with sink & cabinets! Mud Rm w/Built-ins & Pocket Doors! Wood Staircase! 2nd Level: Flex Rm, 3 Generously sized BR's, 2 full baths, one of which is a Jack & Jill shared by BR's 3 & 4. 2nd BR has it's own Bath! Huge WALK-IN Storage Rm (could be finished into add'l living space!) The full basement is totally open, NO support poles. Must be seen to be appreciated (New POLELESS System) 3 Car Gar! Covered TREX Deck! Patio! Landscaped & Lawn Already Seeded! When it comes to LOCATION, this one is hard to beat...Just MINUTES to COMMUTER Rts & Most CONVENIENCES including shopping, Athletic Fields & Twp. Park. This incredible home awaits it's new owner.That could be you!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Greenwich SchoolGrades PK-50.4 mi
8/10
Stewartsville SchoolGrades 6-80.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt Shingle
  • Construction materials: See Remarks,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Disposal,Microwave,Range/Oven-Gas,Self Cleaning Oven,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Features: Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished

Bedroom1

  • Level: First
  • Area: 300

Bedroom2

  • Level: Second
  • Area: 192

Bedroom3

  • Level: Second
  • Area: 192

Bedroom4

  • Level: Second
  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 182

Family Room

  • Level: First
  • Area: 420

Features

  • Entrance Foyer,Loft
  • Window features: Thermal Windows/Doors
  • Flooring: See Remarks,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Ventless,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Forced Air,Natural Gas
  • Cooling features: 2 Units,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,604
  • Total interior livable area: 3,604 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry
  • Level: First
  • Area: 252

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 3007000230030000010001
  • Zoning description: R-1

Features

  • Patio & porch: Open Porch(es),Patio
  • Exterior features: Curbs,Sidewalk
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.67 Acres
  • Features: Level,Open Lot
  • Lot size dimensions: .67

Parking

  • Total spaces: 6
  • Parking features: 2 Car Width,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Drought
Lightning

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,702$56,424
Home Insurance *$279$3,348
Property Taxes $1,751$21,012
Electricity $397$4,767
Total$7,129$85,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$244,422/yr
40% on housing$213,870/yr
45% on housing$190,106/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 08886$220
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 08886$253
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$929,900
2026-01-12Listing removed$849,900
2025-11-03Listed for sale$849,900

New Construction

AgentKaren Raab
BrokerageWeichert Realtors

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