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48X Gentry Ave, Oakdale, MN, 55128

3beds
3baths
2,700sqft
$668,900
$248price/sqft
$4,538/moest. monthly cost
$181,520/yrincome needed

About This Home

On The Lake! Stunning setting for this wonderful "To Be Built " Custom 3+ Bedroom, 3+ bath, Walkout Two story with a 3 car garage. This Custom home has beautiful finishes and lake views throughout. Big wooded lot. Great convenient location to shopping and freeways. Buyer has ability to change the plan or modify any aspect of a plan. Builder has 14 pages of references.

Getting Around

27
WalkingCar-Dependent
34
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

4/10
Carver Elementary SchoolGrades PK-51.1 mi
5/10
Tartan Senior High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2026

Other

  • Builder name: LEE HOMES INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Sink,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Sump Basket,Sump Pump,Unfinished,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,858

Foyer

  • Level: Main
  • Area: 54
  • Dimensions: 6x9

Great Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen

  • Level: Main
  • Area: 117
  • Dimensions: 13x9

Laundry

  • Level: Upper
  • Area: 54
  • Dimensions: 6x9

Mud Room

  • Level: Main
  • Area: 50
  • Dimensions: 5x10

Office

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Porch

  • Level: Main
  • Area: 120
  • Dimensions: 6x20

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 842

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Panoramic
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(10-15)
  • Frontage length: Water Frontage: 60

Lot

  • Lot size: 0.28 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: 60 x 200

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Lightning
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,382$40,584
Home Insurance *$406$4,872
Property Taxes $523$6,276
Electricity $227$2,732
Total$4,538$54,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,588/yr
40% on housing$136,140/yr
45% on housing$121,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 55128$138
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55128$198
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-04Listed for sale$668,900

For Sale by Agent

AgentRichard D. Kotoski
BrokerageColdwell Banker Realty

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