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630 De Narvaez Dr, Longboat Key, FL, 34228

5beds
6baths
4,591sqft
$8,925,000
$1,944price/sqft
$63,912/moest. monthly cost
$2,556,480/yrincome needed

About This Home

This stunning Bayfront estate delivers over 480 feet of pristine Bayfront waterfront on a prime point property. True Longboat Key gold. Special features of this home include five bedrooms, five full bathrooms, hardwood floors, sky-high ceilings plus walls of glass. The home opens to multiple covered terraces built for soaking in endless Bay views and the best of Florida living at its finest. The open-concept layout blends indoor comfort with outdoor style, perfect for hosting or unwinding in total privacy. The kitchen is sleek and spacious with high end Wolf package and Sub Zero ready for gourmet meals or casual bites with a view. The adjoining family room also features a large stone fireplace. The primary suite is a retreat all its own with private terrace access, spa-style bath and water views that never quit. Outside, the lifestyle really takes off. A large Bayfront resort-style pool with a hot tub anchors the backyard, surrounded by multiple fire pits perfect for evening gatherings under the stars. Need space for guests? A separate guest house is available to design to your personal touch, offers total privacy and comfort, ideal for hosting family or friends without sacrificing your own space. This estate isn’t just a home it’s a waterfront playground built for bold living. There's kayak storage and room for multiple docks and all your water toys. The new seawall built in 2010 adds peace of mind. There is a four car garage. This North Longboat property is a must see for anyone seeking a luxurious lifestyle combined with natural beauty. With its modern amenities, prime location, and stunning views, it stands out as a dream home. Don’t miss the opportunity to make this exquisite residence your own. This north Longboat location is near many outstanding restaurants and Anna Maria Island. Watch dolphins and manatees and so many Florida birds glide past your backyard. The azure waters of the Gulf of Mexico and the beach are just steps away.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
4/10
2/10
Bayshore High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Basement,Block,Slab,Raised
  • Roof: Metal
  • Construction materials: Block,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Convection Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Features: No Closet
  • Level: Second
  • Area: 532
  • Dimensions: 38x14

Balcony Porch Lanai

  • Features: No Closet
  • Level: Third
  • Area: 390
  • Dimensions: 30x13

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished

Bedroom2

  • Features: Built-in Closet
  • Level: Third
  • Area: 192
  • Dimensions: 12x16

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 156
  • Dimensions: 12x13

Bedroom4

  • Features: Built-in Closet
  • Level: Third
  • Area: 221
  • Dimensions: 17x13

Bedroom5

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: No Closet
  • Level: Second
  • Area: 160
  • Dimensions: 8x20

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Elevator,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor
  • Flooring: Engineered Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,245
  • Total interior livable area: 4,591 sqft

Kitchen

  • Features: No Closet
  • Level: Second
  • Area: 320
  • Dimensions: 16x20

Living Room

  • Level: Second
  • Area: 380
  • Dimensions: 19x20

Primary Bathroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 323
  • Dimensions: 17x19

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Elevator Installed

Details

  • Parcel number: 7857800259
  • Zoning: R4SF
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground
  • Exterior features: Balcony,Irrigation System,Lighting,Other
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Bay/Harbor - Full,Bay/Harbor - Partial,Bayou,Canal
  • Has water view: Yes
  • Water view: Bay/Harbor - Full,Bay/Harbor - Partial,Bayou,Canal
  • On waterfront: Yes
  • Waterfront features: Bay/Harbor,Bayou,Canal - Saltwater,Bay/Harbor Access,Bridges - No Fixed Bridges,Fishing Pier,Lift

Lot

  • Lot size: 0.98 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $45,129$541,548
Home Insurance *$7,567$90,804
Property Taxes $10,754$129,048
Electricity $462$5,544
Total$63,912$766,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,191,268/yr
40% on housing$1,917,360/yr
45% on housing$1,704,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,944This listing

vs Other Active Listings

Avg $/sqft

ZIP 34228$707
Manatee County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 34228$667
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-24Price change$8,925,000
2025-06-24Price change$11,900,000
2025-05-26Listed for sale$14,750,000
2012-01-04Listing removed$2,550,000
2011-09-28Price change$2,550,000
2011-09-08Price change$2,700,000
2011-07-21Price change$2,777,000
2011-06-23Price change$2,650,000
2011-05-21Price change$2,799,000
2010-05-21Price change$2,999,999
2010-04-10Listed for sale$3,449,000
2008-04-17Sold$2,250,000

For Sale by Agent

AgentReid Murphy
BrokerageDEVELOPERS REALTY LBK, INC

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