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303 S Bragg St, Perryville, KY, 40468

2beds
3baths
4,000sqft
$350,000
$88price/sqft
$2,578/moest. monthly cost
$103,120/yrincome needed

About This Home

Endless Potential in the Heart of Historic Perryville! Discover a rare opportunity to own a piece of Kentucky's history with this former Perryville Presbyterian Church, originally constructed in 1800. Nestled in the heart of Perryville's Historic District, this timeless property blends architectural beauty with endless creative potential. The building showcases early 20th-century charm, featuring original stained glass windows, soaring vaulted ceilings, and detailed woodwork that reflect true craftsmanship from a bygone era. Expansive open spaces and abundant natural light make it the perfect canvas to transform into a stunning private residence, event venue, studio, or bed-and-breakfast. Surrounded by historic landmarks and small-town character, this unique property offers both heritage and opportunity—ideal for anyone with a vision to restore and reimagine a piece of Kentucky's past into a beautiful modern living space. Agent owner

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
7/10
10/10
Boyle County High SchoolGrades 9-128.2 mi

Construction

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • 1/2 bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,000

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Gas

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Level: Lower

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0

Features

  • Levels: Two

Lot

  • Lot size: 0.28 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$273$3,276
Property Taxes $221$2,652
Electricity $315$3,790
Total$2,578$30,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,388/yr
40% on housing$77,340/yr
45% on housing$68,746/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 40468
Boyle County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 40468$166
Boyle County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-04Listed for sale$350,000

For Sale by Agent

AgentNicole G Fox
BrokerageLifstyl Real Estate

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