




259 Breakwater Blvd, Panama City Beach, FL, 32413
About This Home
Your Toll Brothers home awaits! Construction complete available for quick move-in. This gorgeous 2-bedroom, 2-bath, 2 car garage home with an office room offers 1665 sq. ft. of elegance and comfort. From the moment you step onto the paver driveway, you'll be captivated by the blend of modern design and natural beauty. The glass-paneled office provides a tranquil space to work or relax, with an abundance of light flowing through the space. As you enter, you'll immediately notice the soaring 10-foot ceilings throughout, complemented by tray ceilings in the spacious great room and luxurious primary bedroom. The open-concept design invites effortless living, with a beautifully upgraded kitchen featuring a large island perfect for entertaining. Whether you're preparing a casual meal or hosting friends, this kitchen makes every moment feel special. Unwind in your primary suite, a true sanctuary with a spa-like bath featuring a walk-in tile shower, a large soaking tub, dual vanity and spacious walk-in closet. Step outside onto your private covered lanai, where you can enjoy morning coffee or evening sunsets in complete privacy, thanks to the surrounding privacy wall and the tranquil beauty of the woods beyond. This outdoor space feels like an extension of your living area, with the added luxury of paver details that tie everything together. This gated community is filled with resort style amenities, including pool, clubhouse, fitness center, pickleball courts, tennis court, playground, and a multi-purpose field. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix and recreation outdoor activities at Frank Brown Park. Don't miss out on the opportunity to live in a place that combines luxury, serenity, and convenience all in one. Call today to schedule your private tour.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: HardiPlank Type
Other
- Builder name: Toll Brothers
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Gas Cooktop,Tankless Water Heater
Bedroom
- Level: First
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,665
- Total interior livable area: 1,665 sqft
Master Bedroom
- Level: First
- Dimensions: 15 x 13
Property
Details
- Parcel number: 32717250204
- Zoning description: Resid Single Family
Features
- Stories: 1
- Pool features: Community
- Patio & porch: Covered,Patio
Lot
- Lot size: 4,791 sqft
- Features: Sprinkler System,Paved
- Lot size dimensions: 40' x 120'
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,573 | $30,876 |
| Home Insurance * | $596 | $7,152 |
| Property Taxes | $250 | $3,000 |
| Electricity | $197 | $2,366 |
| Total | $3,616 | $43,392 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $509,000 |
| 2025-11-22 | Price change | $499,000 |
| 2025-11-18 | Price change | $500,000 |
| 2025-11-05 | Listed for sale | $504,000 |
