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4990 Thalley Creek Dr, Cumming, GA, 30040

4beds
3baths
3,236sqft
$637,524
$197price/sqft
$4,116/moest. monthly cost
$164,640/yrincome needed

About This Home

Welcome to the Stunning Bellview Home! Step inside this gorgeous Bellview plan featuring a charming covered front porch and an inviting open-concept layout designed for today's modern lifestyle. The designer kitchen is a showstopper - complete with 42" cabinetry, a butler's pantry, a huge walk-in pantry, elegant Lusso quartz countertops, and a large chef's island overlooking the spacious family room - perfect for entertaining guests or family gatherings. A guest bedroom with a full bath with shower is conveniently located on the main level. Upstairs, a spacious loft offers the ideal flex space for a media area, home office, or playroom. The owner's suite features a cozy sitting room, a deluxe spa-style bath with his and her vanities, and a large walk-in closet. Generously sized secondary bedrooms ensure everyone has room to relax and unwind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
Sawnee Elementary SchoolGrades PK-52.0 mi
5/10
Otwell Middle SchoolGrades 6-83.5 mi
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,HardiPlank Type,Stone

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Gas Cooktop,Gas Oven,Gas Water Heater,Microwave,Refrigerator,Self Cleaning Oven
  • Laundry features: Laundry Room,Upper Level

Basement

  • Basement: None

Bedroom

  • Features: Oversized Master, Sitting Room, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Butlers Pantry, Separate Dining Room

Features

  • Coffered Ceiling(s),Crown Molding,Double Vanity,Entrance Foyer,High Ceilings 9 ft Main,His and Hers Closets,Recessed Lighting,Smart Home,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room,Gas Log,Glass Doors
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,236
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,236
  • Total interior livable area: 3,236 sqft

Kitchen

  • Features: Cabinets White, Eat-in Kitchen, Kitchen Island, Pantry Walk-In, Stone Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Separate His/Hers, Separate Tub/Shower, Soaking Tub

Master Bedroom

  • Features: Oversized Master, Sitting Room, Split Bedroom Plan
  • Level: Oversized Master, Sitting Room, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard,Rain Gutters,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.36 Acres
  • Features: Back Yard,Front Yard,Landscaped,Level,Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,223$38,676
Home Insurance *$213$2,556
Property Taxes $366$4,392
Electricity $314$3,772
Total$4,116$49,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,120/yr
40% on housing$123,480/yr
45% on housing$109,760/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 30040$218
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30040$212
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$637,524
2026-04-10Price change$632,524
2025-11-25Price change$642,524
2025-11-05Listed for sale$667,524

New Construction Spec

AgentDEEBA KHADER
BrokerageD.R. Horton Realty of Georgia Inc

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