See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

402 Ridge Rd, Jasper, AL, 35504

3beds
2baths
1,900sqft
$415,000
$218price/sqft
$2,847/moest. monthly cost
$113,880/yrincome needed

About This Home

🏡 Charming Farmhouse on South Ridge Road - Jasper, Alabama!If you've been dreaming of peaceful country living, this adorable farmhouse is a must-see! This charming old farmstead has been thoughtfully expanded with a spacious primary suite, giving you 4 bedrooms and 2 full bathrooms.Situated on approximately 2.5+/- acres, there's plenty of room to enjoy the outdoors. Have a mini farm or simple S

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
10/10
7/10
Jasper High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Existing Structure,Excellent

Materials

  • Roof: Shingle
  • Construction materials: Frame,HardiPlank Type,Drywall,Wood Walls

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Flooring: Other,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Zoning: _

Features

  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Rain Gutters
  • Fencing: Fenced
  • Waterfront features: No - None

Lot

  • Lot size: 2.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$430$5,160
Property Taxes $79$948
Electricity $240$2,881
Total$2,847$34,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,611/yr
40% on housing$85,410/yr
45% on housing$75,920/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 35504$189
Walker County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 35504$142
Walker County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$415,000
2026-02-10Listing removed$269,900
2025-11-05Listed for sale$269,900

For Sale by Agent

AgentShelby Hixen
BrokerageJoseph Carter Realty - Smith Lake/Jasper

Similar Homes