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2363 County Road 1050 NW, Talco, TX, 75487

18beds
4baths
10,000sqft
$650,000
$65price/sqft
$5,190/moest. monthly cost
$207,600/yrincome needed

About This Home

The opportunities are limitless in this serene country setting just located outside of Mt Vernon. Spanning 93.48 acres, predominantly covered in dense woods, this property is ideal for hunting with family and friends. A few ponds to help draw in the wildlife. Nestled within the pastured land is a two-story, 10,000 sq ft home that is in the dry awaiting your personal touch. It features 5,000 sq ft on each floor and is currently 30 to 40% completed, and is being sold as-is. In addition, there is a 48X128 slap that could server as an excellent workshop. Additionally, building materials are available for purchase at an excellent price. Please refer to the list of remaining items still to be completed in associated documents. Come explore this incredible property and begin envisioning the possibilities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Mt Vernon High SchoolGrades 9-1210.3 mi
8/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Other/See Remarks
  • Construction materials: Wood /Frame,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other/See Remarks

Bathroom

  • Features: Other/See Remarks

Bedroom

  • Features: Other/See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 18
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Other/See Remarks

Features

  • Other/See Remarks
  • Window features: Double Pane Windows
  • Flooring: Other/See Remarks
  • Fireplace features: Wood Burning Stove,Free Standing
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 10,000
  • Total interior livable area: 10,000 sqft

Property

Details

  • Parcel number: 6076
  • Special condition: None
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Pool features: None
  • Exterior features: Other/See Remarks
  • Fencing: Barbed Wire,Partial
  • Waterfront features: Pond
  • Topography of land: Level
  • Residential vegetation: Native Grasses,Heavily Wooded,Mixed Timber

Lot

  • Lot size: 93.48 Acres
  • Features: Wooded,Pasture

Parking

  • Parking features: Detached,Other/See Remarks
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Drought
Hail
Strong Wind
Cold Wave
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$368$4,416
Property Taxes $438$5,256
Electricity $1,098$13,176
Total$5,190$62,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,942/yr
40% on housing$155,700/yr
45% on housing$138,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 75487$74
Franklin County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 75487
Franklin County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-12Price change$699,000
2025-07-22Price change$729,000
2025-04-21Listed for sale$749,000

For Sale by Agent

AgentJackie Carlson
BrokerageMayben Realty - Mt. Vernon

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