4 Terrace Dr S, Canandaigua, NY, 14424
About This Home
Wow! Take in breathtaking views of Canandaigua Lake from this newly built, modern home. Designed with an open floor plan and a grand foyer, this home features high-end appliances and a spacious walk-in pantry. Offering 4 bedrooms and 3 and a half bathrooms, with walk-in closets, this property combines luxury and functionality. Enjoy low utility costs thanks to energy-efficient geothermal heating and cooling systems. An optional elevator can be added for easy access between floors. Plus, customize the space to suit your lifestyle—choose to build an in-law suite or a boat garage in place of the first-floor bedroom. Low property taxes and a 339-Y exemption make this an exceptional value!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Blown-In Insulation,Stone,Wood Siding,PEX Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Colonial,Craftsman,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Built-In Oven,Built-In Refrigerator,Dishwasher,Exhaust Fan,Gas Cooktop,Disposal,Gas Oven,Gas Range,Microwave,Range Hood,See Remarks,Water Heater,Humidifier
- Laundry features: Accessible Utilities or Laundry,Main Level,Upper Level
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Breakfast Bar,Cathedral Ceiling(s),Den,Entrance Foyer,Guest Accommodations,Country Kitchen,Kitchen Island,Kitchen/Family Room Combo,Living/Dining Room,Pantry,Quartz Counters,See Remarks,Storage,Walk-In Pantry,Bedroom on Main Level,Convertible Bedroom,In-Law Floorplan,Bath in Primary Bedroom,Main Level Primary,Programmable Thermostat
- Window features: Thermal Windows
- Flooring: Carpet,Ceramic Tile,Hardwood,Tile,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Geothermal,Heat Pump,Zoned,Forced Air
- Cooling features: Heat Pump,Zoned,Central Air
Interior Area
- Total structure area: 2,827
- Total interior livable area: 2,827 sqft
Property
Accessibility
- Accessibility features: Accessibility Features,Accessible Full Bath,Accessible Bedroom,Accessible Elevator Installed,Accessible Kitchen,Low Threshold Shower,Other,Accessible Entrance,Accessible Hallway(s)
Details
- Parcel number: 324600167.67104.00
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Patio,Porch
- Exterior features: Blacktop Driveway,Deck,Patio,Propane Tank - Owned
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access,Lake
- Waterbody name: Canandaigua Lake
Lot
- Lot size: 0.25 Acres
- Features: Cul-De-Sac,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 65 x 47
Parking
- Total spaces: 2
- Parking features: Attached,Electricity,Electric Vehicle Charging Station(s),Garage,Heated Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Ontario County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,187 | $110,244 |
| Home Insurance * | $651 | $7,812 |
| Property Taxes | $2,861 | $34,332 |
| Electricity | $467 | $5,606 |
| Total | $13,166 | $157,992 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-10 | Listed for sale | $1,817,000 |
| 2025-11-07 | Listing removed | $1,817,000 |
| 2025-11-05 | Listed for sale | $1,817,000 |
| 2024-01-01 | Listing removed | $959,000 |
| 2023-08-18 | Listing removed | -- |
| 2023-08-11 | Price change | $959,000 |
| 2023-01-02 | Listed for sale | $709,900 |
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