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12266 Route 23a, Prattsville, NY, 12468

5beds
3baths
1,500sqft
$499,000
$333price/sqft
$3,594/moest. monthly cost
$143,760/yrincome needed

About This Home

Two Family Mountain Escape awaits you! Nestled between Windham and Hunter Mountains. Just a short 10 min drive to the slopes and excitement of Hunter Mtn. This versitile 2 family house is an exceptional opportunity for investors and life-style buyers alike. One 3 bed/2 ba unit and one 2 bed/1 ba unit. From thrilling ski runs and pristine snowmobile trails, to amazing hiking, off roading and beautiful leafy trails in the warmer months. This is Catskills style living in year round delight. Located near local shopping and attractions. This uique property offers incredible flexibility. Utilize it's dual units to maximize retal income. Alternatively, stay in one unit while generating passive income in the other, making mountain living more affordable than ever. Prime location and flexable layout..the possibilities are limitless. Wheather seeking a lucrative investment or a multi-generational home, this is your chance to own a piece of Catskill Living. Contact us today to learn more and schedule your private viewing!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1985

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,500

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 127.0022
  • Zoning: RR

Features

  • Levels: Tri-Level
  • Patio & porch: Deck,Wrap Around

Lot

  • Lot size: 1.20 Acres

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$246$2,952
Property Taxes $578$6,936
Electricity $247$2,974
Total$3,594$43,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,222/yr
40% on housing$107,820/yr
45% on housing$95,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 12468$241
Greene County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 12468
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-05Listed for sale$549,900

For Sale by Agent

AgentBrian Cohen
BrokerageRHR Realty Group

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