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12-4357 Ocean View Pkwy, Pahoa, HI, 96778

--beds
0baths
--sqft
$150,000
--price/sqft
$1,242/moest. monthly cost
$49,680/yrincome needed

About This Home

CABIN IN THE NATIVE HAWAIIAN RAIN FOREST WITH WELL-BUILT INTERIOR WOOD TONGUE AND GROOVE! BEAUTIFUL CLEAN LINES MAKE FOR A WELCOMING HOME IN THE QUIET NEIGHBORHOOD OF "BLACK SANDS BEACH" . TOP OF THE LINE APPLIANCES COMPLEMENT THIS HIGH-QUALITY BUILD! ON DEMAND HOT WATER HEATER THAT RUNS ON PROPANE ASSURES THE NEW OWNER THAT THERE WILL BE A RELIABLE SOURCE OF SHOWERING HOT WATER. THE KITCHEN/DINING AREA HAS AN ABUNDANCE OF WINDOWS TO LET IN THE NATURAL HAWAIIAN LIGHT AND BREEZES! THE BATHROOM SHOWER IS ARTISTICALLY DESIGNED AND PROFESSIONALLY INSTALLED WITH IMPORTED "CLOUD" MARBLE, ACCENTUATED BY A WHITE/GRAY BAND OF COMPLENTARY COLOR! THE ENTRANCE TO THE PROPERTY HAS A SOLID, STURDY CEDAR FENCE WITH A METAL GATE, FOR ADDED SECURITY! THIS INVITING HOME IS WAITING FOR THE FORTUNATE NEW OWNER!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-66.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3120270180000
  • Attached to another structure: Yes
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Wood
  • Has view: Yes
  • View description: Forest

Lot

  • Lot size: 7,736 sqft
  • Features: Cleared

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Wildfire
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$67$804
Property Taxes $43$516
Electricity $374$4,497
Total$1,242$14,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,582/yr
40% on housing$37,260/yr
45% on housing$33,120/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$244
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-04Listed for sale$150,000

For Sale by Agent

AgentAlfred Seabury
BrokerageColdwell Banker Island Properties - Hilo

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