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303 Smith Level Rd APT C12, Chapel Hill, NC, 27516

4beds
4baths
1,250sqft
$249,990
$200price/sqft
$1,732/moest. monthly cost
$69,280/yrincome needed

About This Home

Great investment opportunity! This first-floor condo is ideally located just minutes from downtown Carrboro, Chapel Hill, the UNC campus, and UNC Hospitals. Each of the four spacious bedrooms features its own private bathroom and generous closet space, providing comfort and privacy for every resident. The unit was recently painted, giving the space a fresh, updated feel. The open living area offers a comfortable space to relax or gather, and the rear porch is perfect for enjoying fresh air or outdoor dining. Ample parking is available, and the property sits on major bus lines, offering convenient transportation options throughout the area.

Getting Around

16
WalkingCar-Dependent
36
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

3/10
5/10
7/10
Carrboro High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bathtub/Shower Combination,Laminate Counters,Living/Dining Room Combination
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,250
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Property

Details

  • Parcel number: 9778717121.028
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Community
  • Patio & porch: Covered,Rear Porch
  • Has view: Yes

Parking

  • Total spaces: 4
  • Parking features: Outside,Parking Lot,Permit Required,Unassigned
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$69$828
Property Taxes $199$2,388
Electricity $200$2,405
Total$1,732$20,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,382/yr
40% on housing$51,960/yr
45% on housing$46,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 27516$293
Orange County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 27516$266
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$280,000
2026-04-06Price change$294,900
2025-11-06Listed for sale$299,900

For Sale by Agent

AgentPamela Zeman
BrokerageDunlap Lilley Properties

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