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13120 Long Valley Cir, Spring Hill, FL, 34609

4beds
3baths
2,572sqft
$459,990
$179price/sqft
$3,094/moest. monthly cost
$123,760/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Bayshore I - This Bayshore I is Ready Now! This residence offers a bright and welcoming atmosphere across 2,572 square feet of beautifully arranged living space. The interior showcases a high caliber of finishes, including Sonoma Duraform Linen cabinetry and stunning Frost Whte MSI quartz. The choice of Vestige Daybreak Birch tile flooring adds a layer of organic warmth and durability throughout the main areas. With four bedrooms, three bathrooms, and a three car garage, the home provides a perfect foundation for those who appreciate plenty of room and a modern layout. The heart of the home is a culinary dream, featuring a gourmet kitchen that transitions into an expansive combined dining and grand room. This open architecture makes the home feel incredibly inclusive, allowing for effortless interaction during daily meals or weekend gatherings. Outside, the covered lanai serves as a natural extension of the living space, providing a peaceful spot to look out over the large backyard and enjoy the surroundings. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Powell Middle SchoolGrades 6-81.4 mi
3/10
Central High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Bayshore I
  • Builder name: Homes by WestBay

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,In Wall Pest System,Open Floorplan,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,620
  • Total interior livable area: 2,572 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: R16 223 18 0072 0000 0390
  • Zoning: RESI
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,875 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$239$2,868
Property Taxes $272$3,264
Electricity $258$3,106
Total$3,094$37,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,080/yr
40% on housing$92,820/yr
45% on housing$82,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 34609$158
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34609$178
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$449,990
2026-04-24Price change$479,990
2026-04-16Price change$489,990
2026-04-09Price change$491,990
2026-02-19Price change$498,470
2025-11-14Price change$528,470
2025-11-06Listed for sale$518,470

New Construction Spec

AgentScott Teal
BrokerageHOMES BY WESTBAY REALTY

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