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7 Summerset Dr #A, Talbott, TN, 37877

4beds
4baths
2,900sqft
$1,000,000
$345price/sqft
$6,085/moest. monthly cost
$243,400/yrincome needed

About This Home

Honors Home Services General Contractors offering this spectacular plan to be built set on a beautiful 5-acre lot in an exclusive estate neighborhood with mountain and lake front views, this to be built Modern Farmhouse combines timeless charm with thoughtfully designed living spaces and breathtaking mountain views. Offering approximately 2,900 square feet of living area, this two-story plan features 4 bd and 3.5 baths, with 375-square-foot bonus room upstairs—perfect for a guest suite, playroom, or additional storage. The home's exterior radiates curb appeal, with a long front veranda accented by stone pillars, open railings, and a double-door entry. Around back, a generous 33' x 10' covered porch provides the ideal spot to unwind and take in the scenery. A side-loading two-car garage keeps the focus on the home's beautiful façade and creates a clean, welcoming approach. Inside, the open layout is perfect for both everyday living and entertaining. The foyer is flanked by a study and a formal dining room, leading to a spacious family room with a cozy fireplace and French doors opening to the rear porch. The chef's kitchen features a large center island, modern appliances, and a walk-in pantry that offers abundant storage. The main-level owner's suite is a true retreat with vaulted ceilings, private porch access, dual walk-in closets, and a luxurious bath with dual vanities, soaking tub, and separate shower. Upstairs, two additional bedrooms share a hall bath, while a versatile game room and balcony provide extra space for relaxation or play. A spacious bonus room, third bath, and walk-in storage complete the upper level. A blend of refined design, modern comfort, and stunning natural surroundings make this Modern Farmhouse an exceptional opportunity to build your dream home in one of the area's most desirable estate settings. Contact us to today to have this built to your specifications!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Talbott Elementary SchoolGrades PK-53.4 mi
5/10

Construction

Condition

  • Year built: 2025

Materials

  • Construction materials: Cement Siding,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Kitchen Island,Pantry,Bonus Room
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,900 sqft

Property

Details

  • Parcel number: 037 016.01

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: Mountain(s),Country Setting
  • Has water view: Yes

Lot

  • Lot size: 5 Acres
  • Features: Private,Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Off Street,Garage Door Opener,Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance $461$5,532
Property Taxes $333$3,996
Electricity $235$2,827
Total$6,085$73,020

Income You'd Need if You Spent...

35% on housing$208,628/yr
40% on housing$182,550/yr
45% on housing$162,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 37877$234
Jefferson County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 37877$177
Jefferson County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-16Listed for sale$1,000,000

For Sale by Agent

AgentWil Glafenhein
BrokerageHonors Real Estate Services LLC

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