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1402 Jefferson St S, Cambridge, MN, 55008

2beds
2baths
1,350sqft
$384,793
$285price/sqft
$2,675/moest. monthly cost
$107,000/yrincome needed

About This Home

Welcome to Honeysuckle Villas, a beautiful new development in Cambridge offering brand-new one-level villas designed for comfort, simplicity, and style. These thoughtfully designed homes feature in-floor heat throughout, providing cozy warmth in every season, along with mini-split systems that offer both AC and a secondary heat source for year-round efficiency. Each villa offers an open-concept floor plan, 2 spacious bedrooms and 2 bathrooms, all with all living facilities on one level for easy, accessible living. Buyers can choose from three garage configurations to suit their lifestyle needs: a standard 2-car garage, a 3-car garage, or an oversized 3-car garage, ideal for additional storage, hobbies, or recreational vehicles. With no HOA association, you'll enjoy the freedom of homeownership without extra monthly fees or restrictions. Whether you're looking to downsize, simplify, or start fresh in a beautiful new community, Honeysuckle Villas offers the perfect place to call home. 3 BR layout also available. Don't miss your opportunity to build in this exciting new development. Let's start building your ideal home and easy-living lifestyle today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
7/10
Cambridge Middle SchoolGrades 6-81.5 mi
6/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Concrete,Frame

Other

  • Builder name: S W WOLD CONSTRUCTION INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 204.24
  • Dimensions: 14.8x13.8

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,350

Heating & Cooling

  • Heating features: Ductless Mini-Split,In-Floor Heating
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,350 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Laundry

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Level: Main
  • Area: 163.2
  • Dimensions: 13.6x12

Property

Accessibility

  • Accessibility features: Doors 36"+,No Stairs Internal

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 1390

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: None

Lot

  • Lot size dimensions: 58.38 x 128.48 x 67.15 x 128.48

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Isanti County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,945$23,340
Home Insurance *$249$2,988
Property Taxes $311$3,732
Electricity $170$2,050
Total$2,675$32,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,714/yr
40% on housing$80,250/yr
45% on housing$71,333/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 55008$167
Isanti County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55008$179
Isanti County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-11Listed for sale$384,793

For Sale by Agent

AgentJon D. Jondahl Group
BrokerageeXp Realty

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