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2 Harbor Drive #L205, Saint Helena Island, SC, 29920

1beds
2baths
714sqft
$255,000
$357price/sqft
$1,761/moest. monthly cost
$70,440/yrincome needed

About This Home

Breathe in the salt air and slow down to the rhythm of the tides. This fully furnished, ocean view 1-bedroom condo on Harbor Island invites you to unwind—whether you're seeking a personal retreat or a ready-made investment property. Enjoy long beach walks at sunrise, afternoons reading on the screened porch, and evenings listening to the steady, calming surf. Located in a private, gated community with exceptional amenities, including multiple pools, tennis and pickleball courts, fitness center, nature trails, a fishing/crabbing dock, and easy beach access. Rental potential and turnkey convenience make this condo a rare opportunity to experience the simple joy of life by the ocean—no stress, just sea breezes.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
3/10
6/10
Beaufort High SchoolGrades 9-1213.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cedar

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 714
  • Total interior livable area: 714 sqft

Property

Details

  • Parcel number: R30002000a121a205a
  • Zoning description: PUD
  • Other equipment: Electric Air Filter

Features

  • Pool features: Community
  • Patio & porch: Screened Porch
  • On waterfront: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Earthquake
Ice Storm
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$162$1,944
Property Taxes $106$1,272
Electricity $204$2,449
Total$1,761$21,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,377/yr
40% on housing$52,830/yr
45% on housing$46,960/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 29920$292
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29920$310
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-06Listed for sale$255,000

For Sale by Agent

AgentShae Chambers Helms
BrokerageKeller Williams

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