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4614 E Old Trail Rd Lot 11, Columbia City, IN, 46725

3beds
2baths
0sqft
$52,999
--price/sqft
$514/moest. monthly cost
$20,560/yrincome needed

About This Home

Spacious 3-Bedroom Home with En-Suite Garden Tub in Columbia CityTake a confident step toward personal independence and long-term financial security with this well-appointed 3-bedroom, 2-bathroom double-wide layout home located in the peaceful Miami Village community. Offering flexible pathways to homeownership-including an outright purchase option and an accessible Rent Credit Program-this home seamlessly combines modern convenience with affordable living.Promotional Savings & Financial Incentives• The Independence Offer: Experience true housing freedom with up to $4,276 in total savings ($2,500 direct reduction off the home price plus a $1,776 down payment match) to help secure your future.• Same-Day In-Office Fee Waiver: All application fees are 100% waived when you submit your application in our office on the same day as your property walkthrough!Property Summary• Address: 4614 E. Old Trail Rd. Lot 11, Columbia City, IN 46725• Pricing: $52,999 Purchase Price | $1,249/month Rent Credit Program• Bedrooms / Bathrooms: 3 Bedrooms / 2 Full BathroomsKey Interior & Exterior Features• Kitchen & Dining: Open-concept layout featuring rich oak cabinetry, expansive counter space with a serving peninsula, upgraded gooseneck faucet, double stainless steel sink, and stainless/black kitchen appliances.• Primary Bathroom Suite: Highlights include an oversized oval garden soaking tub, a separate walk-in shower stall, a tall built-in linen cabinet, and a large vanity with wall-mounted lighting.• Second Bathroom: Features a clean white vanity cabinet with dark handles, mirror unit, and full tub/shower combination.• Flooring & Utilities: Durable multi-tone wood-look vinyl plank flooring in living areas, plush neutral carpet in bedrooms, and a separate laundry utility room with washer/dryer hookups and overhead oak cabinets.• Exterior: Light gray vinyl siding with white trim accents, new wooden entry steps, and a private concrete driveway for off-street parking.Community InformationSituated within the Miami Village community in Whitley County, residents enjoy a tranquil environment close to Columbia City schools, parks, local dining, and major regional thoroughfares.LOCK IN YOUR SHOWING TODAY! Schedule your walkthrough right now and start shaping your homeownership future!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Coesse SchoolGrades K-52.3 mi
5/10
8/10
Columbia City High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Property

Details

  • On leased land: Yes
  • Lease amount: 480

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $267$3,204
Home Insurance *$32$384
Property Taxes $31$372
Electricity $184$2,212
Total$514$6,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,622/yr
40% on housing$15,420/yr
45% on housing$13,706/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 46725$144
Whitley County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46725$155
Whitley County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Listing removed$1,249
2026-08-02Listed for sale$52,999
2026-07-26Listed for rent$1,249
2025-11-26Listing removed$1,299
2025-11-07Listed for rent$1,299

For Sale by Agent

AgentDavid Quinonez
BrokerageMiami Village

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