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304 W Dayton St, Cedar Rapids, NE, 68627

5beds
2baths
4,130sqft
$288,000
$70price/sqft
$2,130/moest. monthly cost
$85,200/yrincome needed

About This Home

Step into a home where timeless craftsmanship and vintage character have been beautifully preserved.This remarkable 4,130 sq. ft. residence, built in 1905, showcases the elegance of a bygone era while offering the comfort and care of a home that has been meticulously maintained over the years. From the moment you enter, you'll notice the stunning original woodwork, hardwood floors, and charming transom windows that grace many of the doorways, adding both architectural beauty and natural light throughout the home. With five spacious bedrooms and two bathrooms, there is room for family, guests, or flexible living arrangements. The owners have thoughtfully preserved the home's vintage originality, and the result is a property that retains its historic character without sacrificing its solid construction. Both the interior and exterior have been freshly painted in subtle, tasteful colors, creating a warm and inviting atmosphere that complements the home's original features. Situated on a corner lot at the edge of town, this unique property offers a peaceful setting with a truly special backdrop: the property line extends to the riverbank, providing beautiful natural surroundings and a sense of privacy that is increasingly hard to find. Homes with this level of character, craftsmanship, and location rarely become available. This is a rare opportunity to own a piece of local history and enjoy the enduring beauty of early 20th-century architecture.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
Riverside Middle SchoolGrades 6-814.1 mi
8/10
Riverside High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1905

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 4,130

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 5,748
  • Total interior livable area: 4,130 sqft

Property

Details

  • Parcel number: 000600200
  • Lease amount: 0

Features

  • Stories: 3
  • Frontage length: 0

Lot

  • Lot size: 1.10 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Drought
Lightning
Heat Wave

FEMA Declared Disasters Across Nebraska Counties

Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,456$17,472
Home Insurance $221$2,652
Property Taxes $199$2,388
Electricity $254$3,059
Total$2,130$25,560

Income You'd Need if You Spent...

35% on housing$73,028/yr
40% on housing$63,900/yr
45% on housing$56,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$70This listing

vs Other Active Listings

Avg $/sqft

ZIP 68627
Boone County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 68627
Boone County$100

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$288,000

For Sale by Agent

AgentMakensey Harris
BrokerageSeasons Realty

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