3097 Cross Creek Ct #256, Saint Cloud, FL, 34769
About This Home
Adorable 2 bed 1.5 bath partially furnished home, new A/C, roof and water heater only 6 years old! open kitchen with abundant cabinet space, granite counter tops, appliances included, dinning room includes table, chairs and art work, open living room with matching sofa and loveseat included, primary suite with double door entry, furnished, en-suite half bath with granite counter tops, primary bathroom has a walk in shower, vanity with granite counter top, spacious secondary bedroom, attached Florida room with patio set included, shed / laundry room in screen room attached to home, additional shed in the back of the home. This home sits in a cozy cul-de-sac with a private backyard area with a canal and open field. This home is located in the sought-after 55+ community of Sugar Mill, this residence offers a vibrant and inclusive environment for active adults. Enjoy the company of like-minded individuals in a community that fosters connection and camaraderie. Plus, with the community's unique policy allowing residents aged 40 or older to reside alongside a primary occupant who is 55+, you have the flexibility to accommodate various living arrangements. The amenities within the community are second to none, with a range of offerings to suit every interest and lifestyle. Take a refreshing dip in the sparkling pool or Jacuzzi, Enjoy a stroll with your dog in our Dog Walking Park, or host gatherings in the club house with a convenient serving kitchen. Movie nights are made memorable in the multi-media room, Pool table, Shuffle Board Courts, Horse Shoe area, while RV/boat storage ensures your adventurous spirit is always ready for the next excursion. Don't miss the opportunity to make this your forever home! With lot rent priced at $667.00, you'll enjoy the best of both worlds - an affordable lifestyle in a premium community setting. Experience the epitome of retirement living in this exceptional mobile home. Schedule your showing today and start envisioning your future in Sugar Mill!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Oven,Water Heater
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Ground Floor
- Flooring: Carpet,Laminate
- Finished area above ground: 896
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 896
Kitchen
- Features: Open,Granite Counters
Property
Details
- On leased land: Yes
- Lease amount: 667
Features
- Stories: 1
- Patio & porch: Enclosed Porch,Screened Porch
- Has view: Yes
- View description: Sound,Stream,Street
- Has water view: Yes
- Water view: Sound,Stream
- Waterfront features: Creek
Lot
- Features: Trees,Near Bus
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Lightning
- Tornado
- Hurricane
How This Home’s Risks Compare
FEMA Declared Disasters in Osceola County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $303 | $3,636 |
| Home Insurance * | $42 | $504 |
| Property Taxes | $38 | $456 |
| Electricity | $197 | $2,366 |
| Total | $580 | $6,960 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $80,500 |
| 2026-02-03 | Price change | $79,500 |
| 2025-11-07 | Listed for sale | $85,000 |
View on Zillow