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4108 W Adams Cir, Hammonton, NJ, 08037

3beds
1baths
957sqft
$255,000
$266price/sqft
$1,982/moest. monthly cost
$79,280/yrincome needed

About This Home

Welcome to 4108 West Adams Circle, a charming ranch-style home where comfort, simplicity, and opportunity come together in a peaceful suburban setting. Offering approximately 957 square feet of living space, this inviting residence features 3 bedrooms and 1 full bathroom, thoughtfully arranged across a convenient single-level layout designed for everyday living. From the moment you arrive, the home’s classic curb presence and welcoming entry set the tone for what awaits inside. Step into a bright and airy living room where natural light pours through the large front window, highlighting the timeless character of the space and creating a warm, relaxed atmosphere ideal for both quiet evenings and gathering with friends and family. Flowing seamlessly from the living area, the layout opens into a functional kitchen and dining space, offering a practical footprint with plenty of room to personalize and reimagine. Whether you envision modern updates or prefer to embrace its existing charm, this space provides the perfect foundation to create a kitchen that truly fits your lifestyle. As you continue through the home, you’ll find three comfortable bedrooms, each offering a peaceful retreat with a layout that adapts effortlessly to your needs. Whether used as bedrooms, a home office, guest space, or creative studio, each room provides flexibility and comfort. The full bathroom features a clean, neutral design, blending everyday functionality with a refreshed feel. Step outside and discover a spacious backyard setting that invites you to relax, entertain, and enjoy the outdoors. The level yard offers endless possibilities—from outdoor gatherings and gardening to creating your own private retreat. A concrete patio provides the perfect space for morning coffee, weekend barbecues, or simply unwinding in a quiet, natural setting. Additional storage structures offer practical space for hobbies, tools, or future possibilities. The attached one-car garage and extended driveway provide ample parking and convenience, enhancing the home’s functionality for everyday living. Set within a low-density neighborhood surrounded by open green space and wooded scenery, this property offers a sense of privacy while remaining close to local schools, dining, shopping, and community amenities. The location delivers the perfect balance between peaceful surroundings and everyday accessibility. With its classic ranch design, inviting layout, and strong potential for personalization, this home presents a unique opportunity to create something truly your own. Whether you're just starting out, looking to simplify, or seeking your next investment, the possibilities here are endless. Don’t miss your chance to bring your vision to life at 4108 West Adams Circle! Schedule your showing today! Photos are digitally enhanced. Being sold AS IS, WHERE IS, Buyer is responsible for all inspections, CO and certifications. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10
Cedar Creek High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1961

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Storage,Eat-in Kitchen
  • Flooring: Hardwood,Vinyl

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 957
  • Total interior livable area: 957 sqft

Property

Details

  • Parcel number: 17

Features

  • Patio & porch: Patio
  • Exterior features: Fenced Yard,Patio,Shed
  • Fencing: Fenced

Lot

  • Lot size: 0.30 Acres
  • Features: Wooded
  • Lot size dimensions: 90 x 145

Parking

  • Total spaces: 1
  • Parking features: See Remarks,Attached Garage,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Wildfire
Winter Weather
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$105$1,260
Property Taxes $395$4,740
Electricity $193$2,318
Total$1,982$23,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,954/yr
40% on housing$59,460/yr
45% on housing$52,853/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 08037$185
Atlantic County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 08037$243
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$290,000

For Sale by Agent

AgentKimberlee McClellan
BrokerageAi Brokers LLC

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